/* ==========================================================================
   SwasthiyaSure Advisory Design System — v5.1
   60% Off-White (#FAFAFA) | 25% White (#ffffff) | 10% Navy (#0C1E35) | 5% Orange (#E67E22)
   ========================================================================== */

:root {
  /* 60% Canvas & Background */
  --bg-canvas: #FAFAFA;
  --bg-subtle: #f1f5f9;
  
  /* 25% Pure White Surfaces */
  --bg-card: #ffffff;
  --bg-elevated: #ffffff;
  
  /* 10% Primary Navy */
  --navy-primary: #0C1E35;
  --navy-dark: #081424;
  --navy-muted: #1e3a5f;
  --navy-light: #162c4a;
  
  /* 5% Accent Orange */
  --accent-orange: #E67E22;
  --accent-orange-hover: #CF711F;
  --accent-orange-soft: rgba(230, 126, 34, 0.08);
  --accent-orange-border: rgba(230, 126, 34, 0.25);
  --kicker-orange: #C05C11; /* High-contrast amber for WCAG 2.1 AA text on light canvas */
  
  /* Text & Borders */
  --text-main: #1F2937;
  --text-muted: #4b5563;
  --text-subtle: #64748b;
  --border-light: #e2e8f0;
  --border-card: #edf2f7;
  
  /* Shadows */
  --shadow-subtle: 0 1px 3px rgba(12, 30, 53, 0.04), 0 1px 2px rgba(12, 30, 53, 0.02);
  --shadow-card: 0 4px 20px -2px rgba(12, 30, 53, 0.06);
  --shadow-hover: 0 12px 32px -4px rgba(12, 30, 53, 0.10);
  
  /* Typography */
  --font-family: 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
}

html {
  scroll-behavior: smooth;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: var(--font-family);
  background-color: var(--bg-canvas);
  color: var(--text-main);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

/* Containers */
.adv-container {
  width: 100%;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}

.adv-container-wide {
  width: 100%;
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Section Spacing */
.adv-section {
  padding: clamp(60px, 8vw, 96px) 0;
  scroll-margin-top: 96px;
}

.adv-section-sm {
  padding: clamp(40px, 5vw, 64px) 0;
  scroll-margin-top: 96px;
}

.adv-bg-white {
  background-color: var(--bg-card);
}

.adv-bg-white .adv-who-card {
  background-color: var(--bg-canvas);
  border-color: var(--border-light);
}

.adv-bg-white .adv-local-box {
  background-color: var(--bg-canvas);
  border-color: var(--border-light);
}

.adv-bg-canvas {
  background-color: var(--bg-canvas);
}

/* Header & Navigation */
.adv-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border-light);
  transition: box-shadow 0.2s ease;
}

.adv-header .adv-container,
.adv-header .adv-header-inner {
  max-width: 1360px;
  width: 100%;
}

.adv-header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 88px;
  gap: 16px;
}

.adv-brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  margin-right: 0;
  flex-shrink: 0;
}

.adv-logo-img {
  width: auto;
  height: 52px;
  max-width: 74px;
  object-fit: contain;
  flex-shrink: 0;
  transition: transform 0.2s ease;
}

.adv-brand:hover .adv-logo-img {
  transform: scale(1.03);
}

.adv-brand-name {
  font-size: 1.38rem;
  font-weight: 700;
  color: var(--navy-primary);
  letter-spacing: -0.015em;
  display: flex;
  align-items: baseline;
  white-space: nowrap;
  flex-shrink: 0;
}

.adv-brand-name span {
  color: var(--accent-orange);
}

.adv-nav-links {
  display: flex;
  align-items: center;
  gap: clamp(8px, 1.1vw, 18px);
  flex-shrink: 0;
}

.adv-nav-links a {
  text-decoration: none;
  color: #334155;
  font-size: 0.88rem;
  font-weight: 500;
  letter-spacing: -0.01em;
  transition: all 0.2s ease;
  position: relative;
  padding: 6px 3px;
  white-space: nowrap;
  flex-shrink: 0;
}

.adv-nav-links a:hover {
  color: var(--accent-orange);
}

.adv-nav-links a.active {
  color: var(--navy-primary);
  font-weight: 600;
}

.adv-nav-links a.active::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 2px;
  background-color: var(--accent-orange);
  border-radius: 2px;
}

.adv-header-actions {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}

.adv-header-actions .adv-btn-orange,
.adv-header-actions .adv-header-btn-primary {
  white-space: nowrap;
  padding: 9px 18px;
  font-size: 0.85rem;
  font-weight: 600;
  border-radius: 8px;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: all 0.2s ease;
}

.adv-header-actions .adv-btn-secondary,
.adv-header-actions .adv-header-btn-secondary {
  white-space: nowrap;
  padding: 8px 14px;
  font-size: 0.82rem;
  font-weight: 600;
  border-radius: 8px;
  text-decoration: none;
  border: 1.5px solid var(--navy-primary);
  color: var(--navy-primary);
  background: transparent;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: all 0.2s ease;
}

.adv-header-actions .adv-btn-secondary:hover,
.adv-header-actions .adv-header-btn-secondary:hover {
  background: var(--navy-primary);
  color: #ffffff;
}

.adv-btn-text-short {
  display: none;
}

.adv-btn-text-mid {
  display: none;
}

@media (max-width: 1420px) {
  .adv-header-btn-secondary .adv-btn-text-full {
    display: none;
  }
  .adv-header-btn-secondary .adv-btn-text-mid {
    display: inline;
  }
}

/* Mobile Menu Toggle */
.adv-mobile-menu-btn {
  display: none;
  background: none;
  border: 1px solid var(--border-light);
  border-radius: 6px;
  padding: 8px 10px;
  cursor: pointer;
  color: var(--navy-primary);
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

@media (max-width: 1280px) {
  .adv-nav-links {
    gap: 10px;
  }
  .adv-nav-links a {
    font-size: 0.84rem;
  }
  .adv-header-actions .adv-btn-orange,
  .adv-header-actions .adv-header-btn-primary {
    padding: 8px 14px;
    font-size: 0.82rem;
  }
  .adv-header-actions .adv-btn-secondary,
  .adv-header-actions .adv-header-btn-secondary {
    padding: 7px 11px;
    font-size: 0.8rem;
  }
}

@media (max-width: 1180px) {
  .adv-nav-links {
    display: none;
  }
  .adv-mobile-menu-btn {
    display: flex;
  }
}

@media (max-width: 900px) {
  /* On tablets and mobile, hide the secondary button in the header bar */
  .adv-header-actions .adv-btn-secondary,
  .adv-header-actions .adv-header-btn-secondary {
    display: none;
  }
}

.adv-mobile-drawer {
  display: none;
  position: fixed;
  top: 88px;
  left: 0;
  width: 100%;
  max-height: calc(100vh - 88px);
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
  background: #ffffff;
  border-bottom: 1px solid var(--border-light);
  box-shadow: 0 10px 25px rgba(12, 30, 53, 0.15);
  padding: 18px 24px 28px;
  z-index: 999;
}

.adv-mobile-drawer.active {
  display: block;
}

.adv-mobile-drawer a {
  display: block;
  padding: 12px 0;
  text-decoration: none;
  color: var(--text-main);
  font-weight: 600;
  font-size: 0.98rem;
  border-bottom: 1px solid var(--bg-subtle);
}

.adv-mobile-drawer a:last-child {
  border-bottom: none;
}

@media (max-width: 600px) {
  .adv-header .adv-container,
  .adv-header-inner {
    height: 72px;
    gap: 8px;
    padding: 0 16px;
  }
  .adv-mobile-drawer {
    top: 72px;
    max-height: calc(100vh - 72px);
    padding: 14px 18px 24px;
  }
  .adv-brand {
    margin-right: 0;
    gap: 10px;
  }
  .adv-logo-img {
    height: 42px;
    max-width: 56px;
  }
  .adv-brand-name {
    font-size: 1.25rem;
  }
  .adv-lang-badge {
    display: none;
  }
  .adv-header-actions {
    gap: 8px;
  }
  .adv-header-actions .adv-btn-orange,
  .adv-header-actions .adv-header-btn-primary {
    padding: 7px 11px !important;
    font-size: 0.78rem !important;
  }
  .adv-mobile-menu-btn {
    padding: 7px 8px;
  }
  .adv-credibility-partner-card {
    width: 100%;
  }
}

@media (max-width: 520px) {
  /* On mobile phones, hide action buttons in the header bar so brand and hamburger toggle fit perfectly */
  .adv-header-actions .adv-btn-orange,
  .adv-header-actions .adv-header-btn-primary {
    display: none !important;
  }
  .adv-brand-name {
    font-size: 1.18rem;
  }
  .adv-logo-img {
    height: 38px;
    max-width: 50px;
  }
}

@media (max-width: 360px) {
  .adv-header .adv-container,
  .adv-header-inner {
    padding: 0 12px;
  }
  .adv-brand-name {
    font-size: 1.08rem;
  }
  .adv-logo-img {
    height: 34px;
    max-width: 44px;
  }
}

/* Buttons */
.adv-btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background-color: var(--navy-primary);
  color: #ffffff;
  padding: 12px 24px;
  border-radius: 8px;
  font-size: 0.95rem;
  font-weight: 600;
  text-decoration: none;
  border: 1px solid var(--navy-primary);
  transition: all 0.2s ease;
  cursor: pointer;
}

.adv-btn-primary:hover {
  background-color: var(--navy-light);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(12, 30, 53, 0.15);
}

.adv-btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background-color: #ffffff;
  color: var(--navy-primary);
  padding: 12px 24px;
  border-radius: 8px;
  font-size: 0.95rem;
  font-weight: 600;
  text-decoration: none;
  border: 1px solid var(--border-light);
  transition: all 0.2s ease;
  cursor: pointer;
}

.adv-btn-secondary:hover {
  background-color: var(--bg-subtle);
  border-color: #cbd5e1;
}

.adv-btn-orange {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background-color: var(--accent-orange);
  color: #ffffff;
  padding: 12px 24px;
  border-radius: 8px;
  font-size: 0.95rem;
  font-weight: 600;
  text-decoration: none;
  border: 1px solid var(--accent-orange);
  box-shadow: 0 2px 8px rgba(230, 126, 34, 0.22);
  transition: all 0.2s ease;
  cursor: pointer;
}

.adv-btn-orange:hover {
  background-color: var(--accent-orange-hover);
  transform: translateY(-1px);
  box-shadow: 0 4px 14px rgba(230, 126, 34, 0.25);
}

.adv-btn-whatsapp {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background-color: #25d366;
  color: #ffffff;
  padding: 12px 22px;
  border-radius: 8px;
  font-size: 0.95rem;
  font-weight: 600;
  text-decoration: none;
  border: none;
  transition: all 0.2s ease;
}

.adv-btn-whatsapp:hover {
  background-color: #20ba5a;
  transform: translateY(-1px);
}

/* Section Header Typography */
.adv-section-header {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 56px auto;
}

.adv-kicker {
  display: inline-block;
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--kicker-orange);
  margin-bottom: 12px;
}

.adv-h2 {
  font-size: clamp(1.8rem, 4vw, 2.35rem);
  font-weight: 700;
  line-height: 1.22;
  letter-spacing: -0.02em;
  color: var(--navy-primary);
  margin-bottom: 16px;
}

.adv-section-sub {
  font-size: 1.1rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* SECTION 1: HERO */
/* SECTION 1: HERO */
.adv-hero {
  position: relative;
  background: 
    radial-gradient(circle at 14% 18%, rgba(230, 126, 34, 0.12) 0%, rgba(230, 126, 34, 0) 42%),
    radial-gradient(circle at 86% 26%, rgba(37, 99, 235, 0.10) 0%, rgba(37, 99, 235, 0) 45%),
    radial-gradient(circle at 50% 95%, rgba(16, 185, 129, 0.06) 0%, rgba(16, 185, 129, 0) 40%),
    linear-gradient(180deg, #ffffff 0%, #f8fafc 55%, #f1f5f9 100%);
  padding: clamp(64px, 8vw, 100px) 0 clamp(54px, 7vw, 84px) 0;
  overflow: hidden;
}

.adv-hero::before {
  content: "";
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 100%;
  max-width: 1360px;
  height: 480px;
  background: radial-gradient(ellipse at 50% 0%, rgba(255, 255, 255, 0.9) 0%, rgba(255, 255, 255, 0) 70%);
  pointer-events: none;
}

/* Split-Hero Layout */
.adv-hero-split {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 48px;
  align-items: center;
}

@media (max-width: 1024px) {
  .adv-hero-split {
    grid-template-columns: 1fr;
    gap: 40px;
  }
}

/* Left Hero Column */
.adv-hero-left {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  text-align: left;
}

/* Pulsing Beacon Pill */
.adv-hero-beacon {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  background: rgba(255, 255, 255, 0.95);
  border: 1px solid rgba(226, 232, 240, 0.95);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy-primary);
  margin-bottom: 22px;
  box-shadow: 0 2px 8px rgba(12, 30, 53, 0.04);
}

.adv-beacon-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background-color: #10b981;
  position: relative;
  flex-shrink: 0;
}

.adv-beacon-dot::after {
  content: "";
  position: absolute;
  top: -3px;
  left: -3px;
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background-color: rgba(16, 185, 129, 0.35);
  animation: advPulseDot 2s infinite ease-out;
}

@keyframes advPulseDot {
  0% { transform: scale(0.8); opacity: 1; }
  100% { transform: scale(2.2); opacity: 0; }
}

/* Display Headline */
.adv-hero-h1 {
  font-size: clamp(2.35rem, 4.4vw, 3.45rem);
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.035em;
  color: var(--navy-primary);
  margin-bottom: 16px;
  font-feature-settings: 'cv02', 'cv03', 'cv04', 'cv11';
}

.adv-hero-h1 span.adv-gradient-text {
  background: linear-gradient(135deg, #0c1e35 15%, #1e40af 60%, #e67e22 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.adv-hero-sub {
  font-size: clamp(1.02rem, 1.8vw, 1.15rem);
  line-height: 1.65;
  color: var(--text-muted);
  max-width: 620px;
  margin-bottom: 28px;
}

/* CTA Cluster */
.adv-hero-cta-cluster {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 24px;
}

.adv-hero-cta-cluster .adv-btn-orange {
  padding: 14px 26px;
  font-size: 0.95rem;
  border-radius: 10px;
  box-shadow: 0 4px 16px rgba(230, 126, 34, 0.28);
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

.adv-hero-cta-cluster .adv-btn-orange:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(230, 126, 34, 0.35);
}

.adv-hero-cta-cluster .adv-btn-orange svg {
  transition: transform 0.2s ease;
}

.adv-hero-cta-cluster .adv-btn-orange:hover svg {
  transform: translateX(4px);
}

.adv-hero-cta-cluster .adv-btn-secondary {
  padding: 14px 22px;
  font-size: 0.92rem;
  border-radius: 10px;
  border-color: #cbd5e1;
}

/* Trust Proof Avatar Cluster under Hero CTAs */
.adv-hero-trust-proof {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 22px;
}

.adv-avatar-stack {
  display: flex;
  align-items: center;
}

.adv-avatar {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  border: 2px solid #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.68rem;
  font-weight: 700;
  color: #ffffff;
  margin-left: -8px;
  box-shadow: 0 2px 6px rgba(12, 30, 53, 0.12);
  user-select: none;
}

.adv-avatar:first-child {
  margin-left: 0;
}

.adv-av-1 {
  background: linear-gradient(135deg, #1e3a8a, #3b82f6);
}

.adv-av-2 {
  background: linear-gradient(135deg, #d97706, #f59e0b);
}

.adv-av-3 {
  background: linear-gradient(135deg, #059669, #10b981);
}

.adv-av-plus {
  background: #0f172a;
  color: #f8fafc;
  font-size: 0.62rem;
  letter-spacing: -0.02em;
}

.adv-trust-proof-text {
  display: flex;
  flex-direction: column;
}

.adv-trust-stars {
  font-size: 0.78rem;
  color: #eab308;
  display: flex;
  align-items: center;
  gap: 6px;
  line-height: 1.2;
}

.adv-trust-score {
  font-weight: 700;
  color: var(--navy-primary);
  font-size: 0.74rem;
}

.adv-trust-proof-label {
  font-size: 0.75rem;
  color: var(--text-subtle);
  margin-top: 2px;
}

.adv-trust-proof-label strong {
  color: var(--navy-primary);
}

/* Live Impact Metrics Strip */
.adv-hero-metrics {
  display: flex;
  align-items: center;
  gap: 24px;
  padding: 16px 0;
  border-top: 1px solid rgba(226, 232, 240, 0.8);
  border-bottom: 1px solid rgba(226, 232, 240, 0.8);
  width: 100%;
  max-width: 620px;
  margin-bottom: 26px;
}

.adv-hero-metric-item {
  display: flex;
  flex-direction: column;
}

.adv-hero-metric-val {
  font-size: 1.25rem;
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: -0.02em;
}

.adv-metric-navy {
  color: #0c1e35;
}

.adv-metric-gold {
  color: #d97706;
}

.adv-metric-green {
  color: #059669;
}

.adv-hero-metric-label {
  font-size: 0.73rem;
  color: var(--text-subtle);
  font-weight: 500;
  margin-top: 2px;
}

.adv-hero-metric-sep {
  width: 1px;
  height: 28px;
  background-color: var(--border-light);
}

/* Institutional Big-3 Insurer Cards */
.adv-hero-partners-wrap {
  width: 100%;
}

.adv-hero-partners-label {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--text-subtle);
  margin-bottom: 10px;
}

.adv-hero-partners-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  max-width: 620px;
}

@media (max-width: 600px) {
  .adv-hero-partners-grid {
    grid-template-columns: 1fr;
  }
}

.adv-partner-badge-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 10px;
  padding: 11px 14px;
  display: flex;
  flex-direction: column;
  transition: all 0.25s ease;
  box-shadow: 0 1px 3px rgba(12, 30, 53, 0.03);
  position: relative;
}

.adv-partner-badge-card.adv-partner-hdfc {
  border-top: 3px solid #2563eb;
}
.adv-partner-badge-card.adv-partner-hdfc:hover {
  border-color: #2563eb;
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(37, 99, 235, 0.12);
}

.adv-partner-badge-card.adv-partner-icici {
  border-top: 3px solid #ea580c;
}
.adv-partner-badge-card.adv-partner-icici:hover {
  border-color: #ea580c;
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(234, 88, 12, 0.12);
}

.adv-partner-badge-card.adv-partner-niva {
  border-top: 3px solid #16a34a;
}
.adv-partner-badge-card.adv-partner-niva:hover {
  border-color: #16a34a;
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(22, 163, 74, 0.12);
}

.adv-partner-badge-name {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--navy-primary);
}

.adv-partner-badge-super {
  font-size: 0.68rem;
  color: var(--accent-orange);
  font-weight: 600;
  margin-top: 2px;
  line-height: 1.2;
}

/* Right Hero Column: Glassmorphism Advisory Showcase Widget */
.adv-hero-right {
  display: flex;
  justify-content: center;
  position: relative;
}

.adv-showcase-card {
  background: #ffffff;
  border: 1px solid rgba(226, 232, 240, 0.95);
  border-radius: 18px;
  padding: 24px 26px;
  box-shadow: 
    0 4px 6px -1px rgba(12, 30, 53, 0.04), 
    0 20px 48px -8px rgba(12, 30, 53, 0.09),
    0 0 55px -15px rgba(37, 99, 235, 0.12);
  width: 100%;
  max-width: 440px;
  position: relative;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.adv-showcase-card:hover {
  transform: translateY(-4px);
  box-shadow: 
    0 8px 16px -2px rgba(12, 30, 53, 0.06), 
    0 28px 60px -10px rgba(12, 30, 53, 0.14),
    0 0 65px -10px rgba(37, 99, 235, 0.18);
}

/* Dossier Cover Photo Banner */
.adv-showcase-cover {
  position: relative;
  width: 100%;
  height: 120px;
  border-radius: 12px;
  overflow: hidden;
  margin-bottom: 14px;
  border: 1px solid rgba(226, 232, 240, 0.85);
  box-shadow: inset 0 0 20px rgba(12, 30, 53, 0.15);
}

.adv-showcase-cover-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 25%;
  display: block;
}

.adv-showcase-cover-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(12, 30, 53, 0.08) 0%, rgba(12, 30, 53, 0.72) 100%);
  pointer-events: none;
}

.adv-showcase-cover-badge {
  position: absolute;
  top: 10px;
  left: 10px;
  background: rgba(12, 30, 53, 0.78);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  color: #ffffff;
  font-size: 0.67rem;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: 20px;
  border: 1px solid rgba(255, 255, 255, 0.25);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  letter-spacing: 0.01em;
}

.adv-cover-dot {
  width: 6px;
  height: 6px;
  background: #10b981;
  border-radius: 50%;
  display: inline-block;
  box-shadow: 0 0 6px #10b981;
}

.adv-showcase-cover-tag {
  position: absolute;
  bottom: 8px;
  right: 10px;
  color: rgba(255, 255, 255, 0.95);
  font-size: 0.66rem;
  font-weight: 600;
  background: rgba(0, 0, 0, 0.42);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  padding: 3px 8px;
  border-radius: 4px;
  border: 1px solid rgba(255, 255, 255, 0.15);
}

.adv-showcase-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-bottom: 14px;
  border-bottom: 1px solid #f1f5f9;
  margin-bottom: 16px;
}

.adv-showcase-title-wrap {
  display: flex;
  align-items: center;
  gap: 8px;
}

.adv-showcase-logo {
  width: 26px;
  height: 26px;
  border-radius: 6px;
  background: var(--navy-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #ffffff;
  font-size: 0.8rem;
  font-weight: 700;
}

.adv-showcase-title {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--navy-primary);
}

.adv-showcase-verified {
  font-size: 0.68rem;
  font-weight: 600;
  color: #065f46;
  background: #ecfdf5;
  border: 1px solid #a7f3d0;
  padding: 3px 8px;
  border-radius: 20px;
}

/* Balanced Big-3 Multi-Insurer Evaluation Stack */
.adv-showcase-profile-pill {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 8px;
  padding: 8px 12px;
  font-size: 0.74rem;
  color: #475569;
  margin-bottom: 14px;
}

.adv-showcase-profile-pill strong {
  color: var(--navy-primary);
}

.adv-showcase-trio {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 16px;
}

.adv-showcase-brand-card {
  background: #ffffff;
  border: 1.5px solid #e2e8f0;
  border-radius: 10px;
  padding: 12px 14px;
  transition: all 0.2s ease;
  position: relative;
}

.adv-showcase-brand-card:hover {
  border-color: #cbd5e1;
  box-shadow: 0 4px 12px rgba(12, 30, 53, 0.05);
}

.adv-showcase-b-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 4px;
}

.adv-showcase-b-name {
  font-size: 0.88rem;
  font-weight: 800;
  color: var(--navy-primary);
}

.adv-showcase-b-tag {
  font-size: 0.66rem;
  font-weight: 700;
  padding: 2px 7px;
  border-radius: 4px;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.adv-tag-hdfc {
  background: #eff6ff;
  color: #1e40af;
  border: 1px solid #bfdbfe;
}

.adv-tag-niva {
  background: #f0fdf4;
  color: #166534;
  border: 1px solid #bbf7d0;
}

.adv-tag-icici {
  background: #fff7ed;
  color: #9a3412;
  border: 1px solid #fed7aa;
}

.adv-showcase-b-plan {
  font-size: 0.78rem;
  font-weight: 600;
  color: #334155;
}

.adv-showcase-b-feature {
  font-size: 0.72rem;
  color: #64748b;
  margin-top: 3px;
  line-height: 1.35;
}

.adv-showcase-objective-note {
  background: #f8fafc;
  border: 1px dashed #cbd5e1;
  border-radius: 8px;
  padding: 10px 12px;
  font-size: 0.74rem;
  color: #475569;
  line-height: 1.45;
  margin-bottom: 16px;
  text-align: center;
}

.adv-showcase-objective-note strong {
  color: var(--navy-primary);
}

.adv-showcase-cta {
  display: block;
  text-align: center;
  background: var(--navy-primary);
  color: #ffffff;
  padding: 10px 16px;
  border-radius: 8px;
  font-size: 0.84rem;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.2s ease;
}

.adv-showcase-cta:hover {
  background: var(--navy-light);
  transform: translateY(-1px);
}

/* Floating Trust Pill Attached to Card */
.adv-floating-pill {
  position: absolute;
  bottom: -16px;
  left: 50%;
  transform: translateX(-50%);
  background: #ffffff;
  border: 1px solid #e2e8f0;
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 0.72rem;
  font-weight: 600;
  color: #475569;
  white-space: nowrap;
  box-shadow: 0 4px 14px rgba(12, 30, 53, 0.08);
  display: flex;
  align-items: center;
}


/* SECTION 2: TRUST BAR */
.adv-trust-bar {
  background-color: #ffffff;
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
  padding: 24px 0;
}

.adv-trust-bar-pills {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  flex-wrap: wrap;
}

.adv-trust-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--bg-canvas);
  border: 1px solid var(--border-light);
  color: var(--navy-primary);
  font-size: 0.9rem;
  font-weight: 600;
  padding: 8px 18px;
  border-radius: 50px;
  box-shadow: 0 1px 3px rgba(12, 30, 53, 0.03);
  transition: all 0.2s ease;
}

.adv-trust-pill:hover {
  border-color: var(--accent-orange);
  box-shadow: 0 4px 12px rgba(230, 126, 34, 0.12);
  transform: translateY(-1px);
}

.adv-trust-pill-check {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: rgba(230, 126, 34, 0.12);
  color: var(--accent-orange);
  font-size: 0.75rem;
  font-weight: 700;
}

/* SECTION: WHO WE HELP (5-Pillar Symmetrical Grid) */
.adv-who-grid {
  display: grid;
  gap: 20px;
}

@media (min-width: 992px) {
  .adv-who-grid {
    grid-template-columns: repeat(5, 1fr);
  }
}

@media (min-width: 600px) and (max-width: 991px) {
  .adv-who-grid {
    grid-template-columns: repeat(6, 1fr);
    gap: 16px;
  }
  .adv-who-grid .adv-who-card:nth-child(1),
  .adv-who-grid .adv-who-card:nth-child(2),
  .adv-who-grid .adv-who-card:nth-child(3) {
    grid-column: span 2;
  }
  .adv-who-grid .adv-who-card:nth-child(4),
  .adv-who-grid .adv-who-card:nth-child(5) {
    grid-column: span 3;
  }
}

@media (max-width: 599px) {
  .adv-who-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }
}

.adv-who-card {
  background-color: var(--bg-card);
  border: 1px solid var(--border-card);
  border-radius: 12px;
  padding: 28px 20px;
  transition: all 0.25s ease;
  box-shadow: var(--shadow-subtle);
  display: flex;
  flex-direction: column;
  height: 100%;
}

.adv-who-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-card);
  border-color: #cbd5e1;
}

.adv-who-icon {
  width: 48px;
  height: 48px;
  border-radius: 10px;
  background-color: var(--accent-orange-soft);
  color: var(--accent-orange);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  flex-shrink: 0;
}

.adv-who-card h3 {
  font-size: 1.12rem;
  font-weight: 600;
  color: var(--navy-primary);
  margin-bottom: 10px;
  min-height: 28px;
  display: flex;
  align-items: center;
}

.adv-who-card p {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0;
  flex-grow: 1;
}

/* SECTION: INSURANCE SOLUTIONS (Flagship & Sub-Grid Alignment) */
.adv-solutions-grid {
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  gap: 28px;
  align-items: stretch;
}

@media (max-width: 960px) {
  .adv-solutions-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
}

.adv-solution-flagship {
  background: #ffffff;
  border: 1px solid var(--border-light);
  border-radius: 16px;
  padding: clamp(28px, 4vw, 42px);
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  height: 100%;
  position: relative;
}

.adv-flagship-badge {
  display: inline-block;
  background: var(--accent-orange-soft);
  color: var(--kicker-orange);
  border: 1px solid var(--accent-orange-border);
  padding: 4px 12px;
  border-radius: 50px;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 16px;
}

.adv-solution-flagship h3 {
  font-size: clamp(1.4rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--navy-primary);
  margin-bottom: 16px;
}

.adv-solution-flagship p {
  font-size: 1.02rem;
  color: var(--text-muted);
  margin-bottom: 24px;
  line-height: 1.6;
}

.adv-feature-list {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 32px;
}

@media (max-width: 600px) {
  .adv-feature-list {
    grid-template-columns: 1fr;
  }
}

.adv-feature-list li {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.92rem;
  color: var(--text-main);
  font-weight: 500;
}

.adv-feature-list li svg {
  color: var(--accent-orange);
  flex-shrink: 0;
}

.adv-solutions-subgrid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  grid-template-rows: 1fr 1fr;
  gap: 20px;
  height: 100%;
}

@media (max-width: 600px) {
  .adv-solutions-subgrid {
    grid-template-columns: 1fr;
    grid-template-rows: auto;
  }
}

.adv-sub-card {
  background: #ffffff;
  border: 1px solid var(--border-card);
  border-radius: 12px;
  padding: 24px 20px;
  box-shadow: var(--shadow-subtle);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  height: 100%;
  transition: all 0.25s ease;
}

.adv-sub-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-card);
}

.adv-sub-card-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
  min-height: 44px;
}

.adv-sub-card-icon {
  width: 40px;
  height: 40px;
  border-radius: 8px;
  background-color: var(--bg-subtle);
  color: var(--navy-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.adv-sub-card h4 {
  font-size: 1.08rem;
  font-weight: 600;
  color: var(--navy-primary);
  margin: 0;
}

.adv-sub-card p {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.5;
  margin-bottom: 16px;
  flex-grow: 1;
}

.adv-sub-link {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy-primary);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  margin-top: auto;
}

.adv-sub-link:hover {
  color: var(--accent-orange);
}

/* SECTION: POLICY DIAGNOSTIC (3x2 Symmetrical Grid) */
.adv-review-grid {
  display: grid;
  gap: 24px;
  margin-bottom: 48px;
}

@media (min-width: 860px) {
  .adv-review-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (min-width: 560px) and (max-width: 859px) {
  .adv-review-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }
}

@media (max-width: 559px) {
  .adv-review-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }
}

.adv-review-card {
  background: #ffffff;
  border: 1px solid var(--border-card);
  border-radius: 12px;
  padding: 28px 24px;
  box-shadow: var(--shadow-subtle);
  display: flex;
  flex-direction: column;
  height: 100%;
}

.adv-review-number {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--kicker-orange);
  margin-bottom: 8px;
}

.adv-review-card h3 {
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--navy-primary);
  margin-bottom: 8px;
  min-height: 28px;
  display: flex;
  align-items: center;
}

.adv-review-card p {
  font-size: 0.92rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0;
  flex-grow: 1;
}

.adv-process-box {
  background-color: #ffffff;
  border: 1px solid var(--border-light);
  border-left: 4px solid var(--navy-primary);
  border-radius: 12px;
  padding: 32px 36px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  box-shadow: var(--shadow-card);
}

@media (max-width: 800px) {
  .adv-process-box {
    flex-direction: column;
    text-align: center;
  }
}

.adv-process-box-text h4 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--navy-primary);
  margin-bottom: 8px;
}

.adv-process-box-text p {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* SECTION: WHY SWASTHIYASURE (8 Cards in Symmetrical 4x2 Grid) */
.adv-why-grid {
  display: grid;
  gap: 20px;
}

@media (min-width: 960px) {
  .adv-why-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

@media (min-width: 560px) and (max-width: 959px) {
  .adv-why-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }
}

@media (max-width: 559px) {
  .adv-why-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }
}

.adv-why-card {
  background: #ffffff;
  border: 1px solid var(--border-card);
  border-radius: 12px;
  padding: 26px 20px;
  box-shadow: var(--shadow-subtle);
  transition: all 0.25s ease;
  display: flex;
  flex-direction: column;
  height: 100%;
}

.adv-why-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-card);
  border-color: rgba(230, 126, 34, 0.3);
}

.adv-why-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(12, 30, 53, 0.05);
  color: var(--navy-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  flex-shrink: 0;
  transition: all 0.2s ease;
}

.adv-why-card:hover .adv-why-icon {
  background: rgba(230, 126, 34, 0.1);
  color: var(--accent-orange);
}

.adv-why-card h3 {
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--navy-primary);
  margin-bottom: 10px;
  min-height: 50px;
  display: flex;
  align-items: flex-start;
}

.adv-why-card p {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0;
  flex-grow: 1;
}

/* SECTION: MEET YOUR ADVISORS (Symmetrical 2-Column Grid) */
.adv-advisors-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
  align-items: stretch;
}

@media (max-width: 768px) {
  .adv-advisors-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
}

.adv-advisor-card {
  background: #ffffff;
  border: 1px solid var(--border-card);
  border-radius: 16px;
  padding: 36px 32px;
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  height: 100%;
}

.adv-advisor-badge {
  display: inline-block;
  background-color: var(--bg-subtle);
  color: var(--navy-primary);
  padding: 4px 12px;
  border-radius: 50px;
  font-size: 0.78rem;
  font-weight: 600;
  margin-bottom: 16px;
}

.adv-advisor-card h3 {
  font-size: 1.45rem;
  font-weight: 700;
  color: var(--navy-primary);
  margin-bottom: 6px;
}

.adv-advisor-role {
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--kicker-orange);
  margin-bottom: 16px;
}

.adv-advisor-credentials {
  list-style: none;
  margin-bottom: 24px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--border-light);
}

.adv-advisor-credentials li {
  font-size: 0.88rem;
  color: var(--text-muted);
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.adv-advisor-quote {
  font-style: italic;
  font-size: 0.92rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-top: auto;
}

/* SECTION: WHY PROFESSIONAL GUIDANCE MATTERS (3x2 Symmetrical Grid) */
.adv-guidance-grid {
  display: grid;
  gap: 24px;
}

@media (min-width: 860px) {
  .adv-guidance-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (min-width: 560px) and (max-width: 859px) {
  .adv-guidance-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }
}

@media (max-width: 559px) {
  .adv-guidance-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }
}

.adv-guidance-card {
  background: #ffffff;
  border: 1px solid var(--border-card);
  border-radius: 12px;
  padding: 28px 24px;
  box-shadow: var(--shadow-subtle);
  display: flex;
  flex-direction: column;
  height: 100%;
}

.adv-guidance-card h3 {
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--navy-primary);
  margin-bottom: 8px;
  min-height: 28px;
  display: flex;
  align-items: center;
}

.adv-guidance-card p {
  font-size: 0.92rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0;
  flex-grow: 1;
}

/* SECTION: NRI GUIDANCE (4-Column Symmetrical Grid) */
.adv-nri-box {
  background: #ffffff;
  border: 1px solid var(--border-light);
  border-radius: 16px;
  padding: clamp(32px, 5vw, 56px);
  box-shadow: var(--shadow-card);
}

.adv-nri-grid {
  display: grid;
  gap: 24px;
  margin-top: 36px;
}

@media (min-width: 860px) {
  .adv-nri-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

@media (min-width: 560px) and (max-width: 859px) {
  .adv-nri-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 559px) {
  .adv-nri-grid {
    grid-template-columns: 1fr;
  }
}

.adv-nri-item {
  display: flex;
  flex-direction: column;
  height: 100%;
}

.adv-nri-item h4 {
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--navy-primary);
  margin-bottom: 8px;
  min-height: 28px;
}

.adv-nri-item p {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0;
  flex-grow: 1;
}

/* SECTION: CLIENT STORIES (Balanced 2x2 Grid) */
.adv-stories-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
  align-items: stretch;
}

@media (max-width: 768px) {
  .adv-stories-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }
}

.adv-story-card {
  background: #ffffff;
  border: 1px solid var(--border-card);
  border-radius: 12px;
  padding: 32px 28px;
  box-shadow: var(--shadow-subtle);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  height: 100%;
}

.adv-story-tag {
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--kicker-orange);
  margin-bottom: 12px;
}

.adv-story-card h3 {
  font-size: 1.18rem;
  font-weight: 600;
  color: var(--navy-primary);
  margin-bottom: 12px;
  min-height: 32px;
}

.adv-story-situation {
  font-size: 0.9rem;
  color: var(--text-muted);
  margin-bottom: 16px;
  line-height: 1.6;
  flex-grow: 1;
}

.adv-story-resolution {
  font-size: 0.9rem;
  color: var(--text-main);
  background-color: var(--bg-subtle);
  padding: 12px 16px;
  border-radius: 8px;
  border-left: 3px solid var(--navy-primary);
  margin-top: auto;
}

/* SECTION: LOCAL EXPERTISE & WORLDWIDE REACH */
.adv-local-box {
  background: #ffffff;
  border: 1px solid var(--border-card);
  border-radius: 16px;
  padding: clamp(32px, 5vw, 48px);
  text-align: center;
  box-shadow: var(--shadow-card);
}

.adv-locations-chips {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
  margin: 28px 0;
}

.adv-chip {
  background: var(--bg-subtle);
  border: 1px solid var(--border-light);
  padding: 8px 18px;
  border-radius: 50px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy-primary);
}

.adv-chip.highlight {
  background: var(--navy-primary);
  color: #ffffff;
  border-color: var(--navy-primary);
}

/* SECTION: HOW IT WORKS (4-Step Sequential Grid) */
.adv-steps-grid {
  display: grid;
  gap: 20px;
}

@media (min-width: 860px) {
  .adv-steps-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

@media (min-width: 560px) and (max-width: 859px) {
  .adv-steps-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 559px) {
  .adv-steps-grid {
    grid-template-columns: 1fr;
  }
}

.adv-step-card {
  background: #ffffff;
  border: 1px solid var(--border-card);
  border-radius: 12px;
  padding: 30px 22px;
  box-shadow: var(--shadow-subtle);
  position: relative;
  display: flex;
  flex-direction: column;
  height: 100%;
}

.adv-step-num {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--navy-primary);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  font-weight: 700;
  margin-bottom: 18px;
  flex-shrink: 0;
}

.adv-step-card h3 {
  font-size: 1.12rem;
  font-weight: 600;
  color: var(--navy-primary);
  margin-bottom: 10px;
  min-height: 28px;
  display: flex;
  align-items: center;
}

.adv-step-card p {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0;
  flex-grow: 1;
}

/* SECTION 13: FAQ */
.adv-faq-container {
  max-width: 820px;
  margin: 0 auto;
}

.adv-faq-item {
  background: #ffffff;
  border: 1px solid var(--border-card);
  border-radius: 10px;
  margin-bottom: 16px;
  overflow: hidden;
  box-shadow: var(--shadow-subtle);
  transition: all 0.2s ease;
}

.adv-faq-question {
  padding: 22px 28px;
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--navy-primary);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  user-select: none;
}

.adv-faq-icon {
  font-size: 1.2rem;
  transition: transform 0.2s ease;
}

.adv-faq-item.active .adv-faq-icon {
  transform: rotate(45deg);
}

.adv-faq-answer {
  padding: 0 28px 22px 28px;
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.6;
  display: none;
}

.adv-faq-item.active .adv-faq-answer {
  display: block;
}

/* SECTION 14: FINAL CTA */
.adv-final-cta {
  background: var(--navy-primary);
  color: #ffffff;
  border-radius: 20px;
  padding: clamp(48px, 6vw, 72px) clamp(24px, 4vw, 48px);
  text-align: center;
  box-shadow: var(--shadow-card);
}

.adv-final-cta h2 {
  font-size: clamp(1.8rem, 4vw, 2.5rem);
  font-weight: 700;
  margin-bottom: 16px;
  letter-spacing: -0.02em;
}

.adv-final-cta p {
  font-size: 1.2rem;
  color: #cbd5e1;
  max-width: 640px;
  margin: 0 auto 36px auto;
}

.adv-final-cta-buttons {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 20px;
}

/* FOOTER */
.adv-footer {
  background-color: var(--navy-dark);
  color: #94a3b8;
  padding: 80px 0 40px 0;
  font-size: 0.9rem;
}

.adv-footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
  gap: 40px;
  margin-bottom: 64px;
}

@media (max-width: 900px) {
  .adv-footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 600px) {
  .adv-footer-grid {
    grid-template-columns: 1fr;
  }
}

.adv-footer-col h4 {
  font-size: 0.95rem;
  font-weight: 600;
  color: #ffffff;
  margin-bottom: 20px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.adv-footer-col ul {
  list-style: none;
}

.adv-footer-col ul li {
  margin-bottom: 12px;
}

.adv-footer-col ul li a {
  color: #94a3b8;
  text-decoration: none;
  transition: color 0.2s ease;
}

.adv-footer-col ul li a:hover {
  color: #ffffff;
}

.adv-footer-disclaimer {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 32px;
  font-size: 0.8rem;
  line-height: 1.6;
  color: #64748b;
}

.adv-footer-disclaimer a {
  color: #94a3b8;
  text-decoration: underline;
}

/* ==========================================================================
   MULTI-STEP LEAD CAPTURE SYSTEM (MODAL & INLINE)
   ========================================================================== */
.adv-modal-backdrop {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(12, 30, 53, 0.72);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 9999;
  padding: 24px 16px;
  box-sizing: border-box;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.25s ease, visibility 0.25s ease;
  overscroll-behavior: contain;
}

.adv-modal-backdrop.active {
  opacity: 1;
  visibility: visible;
}

.adv-multistep-card {
  background: #ffffff;
  border-radius: 16px;
  width: 100%;
  max-width: 900px;
  max-height: 90vh;
  display: flex;
  flex-direction: column;
  box-shadow: 0 25px 60px -10px rgba(12, 30, 53, 0.35);
  overflow: hidden;
  position: relative;
  border: 1px solid var(--border-light);
}

@media (max-width: 640px) {
  .adv-modal-backdrop {
    padding: 0 !important;
  }
  .adv-multistep-card {
    max-width: 100% !important;
    width: 100% !important;
    height: 100% !important;
    max-height: 100vh !important;
    border-radius: 0 !important;
    border: none !important;
  }
}

.adv-form-header {
  padding: 24px 28px 18px 28px;
  border-bottom: 1px solid var(--border-light);
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-shrink: 0;
}

.adv-form-header-text h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--navy-primary);
}

.adv-form-header-text p {
  font-size: 0.85rem;
  color: var(--text-muted);
}

.adv-modal-close {
  background: none;
  border: none;
  font-size: 1.5rem;
  color: var(--text-subtle);
  cursor: pointer;
  padding: 4px;
  line-height: 1;
}

.adv-modal-close:hover {
  color: var(--navy-primary);
}

/* Progress Bar */
.adv-progress-track {
  height: 4px;
  background-color: var(--bg-subtle);
  width: 100%;
  flex-shrink: 0;
}

.adv-progress-fill {
  height: 100%;
  background-color: var(--accent-orange);
  width: 20%;
  transition: width 0.3s ease;
}

/* Form Steps */
.adv-form-body {
  padding: 28px;
  overflow-y: auto;
  flex: 1;
}

.adv-step-panel {
  display: none;
}

.adv-step-panel.active {
  display: block;
  animation: fadeIn 0.3s ease;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(6px); }
  to { opacity: 1; transform: translateY(0); }
}

.adv-step-title {
  font-size: 1.12rem;
  font-weight: 600;
  color: var(--navy-primary);
  margin-bottom: 18px;
}

/* Selectable Option Cards */
.adv-options-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 10px;
}

.adv-options-grid.cols-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px;
}

@media (max-width: 600px) {
  .adv-options-grid.cols-2 {
    grid-template-columns: 1fr;
  }
}

.adv-option-card {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 18px;
  border: 1.5px solid var(--border-light);
  border-radius: 10px;
  background: #ffffff;
  cursor: pointer;
  transition: all 0.2s ease;
}

.adv-option-card:hover {
  border-color: #cbd5e1;
  background: var(--bg-canvas);
}

.adv-option-card.selected {
  border-color: var(--navy-primary);
  background: var(--bg-canvas);
}

.adv-option-radio {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  border: 2px solid #cbd5e1;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.adv-option-card.selected .adv-option-radio {
  border-color: var(--navy-primary);
}

.adv-option-card.selected .adv-option-radio::after {
  content: "";
  width: 10px;
  height: 10px;
  background-color: var(--navy-primary);
  border-radius: 50%;
}

.adv-option-text {
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--text-main);
}

/* Form Inputs */
.adv-input-group {
  margin-bottom: 16px;
}

.adv-input-group label {
  display: block;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--navy-primary);
  margin-bottom: 6px;
}

.adv-input {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--border-light);
  border-radius: 8px;
  font-size: 0.95rem;
  font-family: inherit;
  color: var(--text-main);
  outline: none;
  transition: border-color 0.2s ease;
}

.adv-input:focus {
  border-color: var(--navy-primary);
}

.adv-file-upload-box {
  border: 2px dashed var(--border-light);
  border-radius: 10px;
  padding: 28px 20px;
  text-align: center;
  cursor: pointer;
  background: var(--bg-canvas);
  transition: all 0.2s ease;
}

.adv-file-upload-box:hover {
  border-color: #94a3b8;
  background: #ffffff;
}

.adv-file-upload-box p {
  font-size: 0.9rem;
  color: var(--text-muted);
  margin-top: 8px;
}

.adv-file-upload-box span {
  font-size: 0.8rem;
  color: var(--text-subtle);
}

/* Navigation buttons inside form */
.adv-form-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 28px;
  border-top: 1px solid var(--border-light);
  flex-shrink: 0;
}

/* Floating WhatsApp Advisory Badge */
.adv-floating-wa {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 998;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: #25d366;
  color: #ffffff;
  padding: 12px 20px;
  border-radius: 50px;
  box-shadow: 0 4px 16px rgba(37, 211, 102, 0.4);
  text-decoration: none;
  font-size: 0.9rem;
  font-weight: 600;
  transition: all 0.25s ease;
}

.adv-floating-wa:hover {
  background: #20ba5a;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(37, 211, 102, 0.5);
}

@media (max-width: 600px) {
  .adv-floating-wa span {
    display: none;
  }
  .adv-floating-wa {
    padding: 14px;
    border-radius: 50%;
    bottom: 20px;
    right: 20px;
  }
}


@media (max-width: 640px) {
  .adv-hero-cta-cluster {
    flex-direction: column;
    width: 100%;
  }
  .adv-hero-cta-cluster button,
  .adv-hero-cta-cluster a {
    width: 100%;
  }
  .adv-final-cta-buttons {
    flex-direction: column;
    width: 100%;
  }
  .adv-final-cta-buttons button,
  .adv-final-cta-buttons a {
    width: 100%;
  }
}

/* ==========================================================================
   HEALTHCARE INFLATION & SUM-INSURED CALCULATOR WIDGET
   ========================================================================== */
.adv-calculator-card {
  background: #ffffff;
  border: 1px solid var(--border-light);
  border-radius: 16px;
  padding: clamp(28px, 4vw, 44px);
  box-shadow: var(--shadow-card);
  margin-top: 36px;
}

.adv-calc-grid {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 36px;
}

@media (max-width: 820px) {
  .adv-calc-grid {
    grid-template-columns: 1fr;
  }
}

.adv-calc-slider-group {
  margin-bottom: 24px;
}

.adv-calc-slider-label {
  display: flex;
  justify-content: space-between;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--navy-primary);
  margin-bottom: 10px;
}

.adv-calc-slider-value {
  color: var(--kicker-orange);
  font-weight: 700;
}

.adv-range-slider {
  -webkit-appearance: none;
  width: 100%;
  height: 8px;
  border-radius: 5px;
  background: #e2e8f0;
  outline: none;
  transition: opacity 0.2s;
}

.adv-range-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--navy-primary);
  cursor: pointer;
  border: 2px solid #ffffff;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
}

.adv-calc-result-box {
  background: var(--bg-canvas);
  border: 1px solid var(--border-light);
  border-radius: 12px;
  padding: 24px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.adv-calc-stat {
  margin-bottom: 20px;
}

.adv-calc-stat-label {
  font-size: 0.82rem;
  color: var(--text-subtle);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 4px;
  font-weight: 600;
}

.adv-calc-stat-val {
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--navy-primary);
}

.adv-calc-stat-val.warning {
  color: #c0392b;
}

.adv-calc-stat-val.recommend {
  color: #27ae60;
}

.adv-calc-note {
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.55;
  background: #ffffff;
  padding: 14px 16px;
  border-radius: 8px;
  border-left: 3px solid var(--navy-primary);
  margin-top: 16px;
}

/* Regional Language Badge */
.adv-lang-badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  background: rgba(12, 30, 53, 0.03);
  color: var(--text-subtle);
  border: 1px solid rgba(226, 232, 240, 0.7);
  padding: 2px 7px;
  border-radius: 20px;
  font-size: 0.68rem;
  font-weight: 500;
  text-decoration: none;
  transition: all 0.2s ease;
  letter-spacing: 0.01em;
}

.adv-lang-badge:hover {
  background: rgba(12, 30, 53, 0.06);
  color: var(--navy-primary);
}

/* ==========================================================================
   ABOUT SWASTHIYASURE SECTION (Equal Height Columns)
   ========================================================================== */
.adv-about-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 36px;
  align-items: stretch;
}

@media (max-width: 900px) {
  .adv-about-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }
}

.adv-about-narrative {
  background: #ffffff;
  border: 1px solid var(--border-light);
  border-radius: 16px;
  padding: clamp(28px, 4vw, 40px);
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  height: 100%;
}

.adv-about-lead {
  font-size: 1.12rem;
  line-height: 1.75;
  color: var(--text-main);
  margin-bottom: 20px;
  font-weight: 500;
}

.adv-about-body {
  font-size: 0.98rem;
  line-height: 1.7;
  color: var(--text-muted);
  margin-bottom: 24px;
  flex-grow: 1;
}

.adv-about-partner-pill-row {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
  padding-top: 18px;
  border-top: 1px solid var(--border-light);
  margin-top: auto;
}

.adv-about-partner-tag {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy-primary);
  background: var(--bg-subtle);
  padding: 5px 12px;
  border-radius: 20px;
  border: 1px solid var(--border-card);
}

.adv-about-blocks {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 16px;
  height: 100%;
}

.adv-about-block-card {
  background: #ffffff;
  border: 1px solid var(--border-card);
  border-radius: 12px;
  padding: 22px 20px;
  box-shadow: var(--shadow-subtle);
  display: flex;
  align-items: flex-start;
  gap: 16px;
  flex: 1;
  transition: all 0.25s ease;
}

.adv-about-block-card:hover {
  transform: translateY(-2px);
  border-color: rgba(230, 126, 34, 0.4);
  box-shadow: var(--shadow-card);
}

.adv-about-block-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(230, 126, 34, 0.08);
  color: var(--accent-orange);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.adv-about-block-card h4 {
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--navy-primary);
  margin-bottom: 4px;
}

.adv-about-block-card p {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0;
}

/* ==========================================================================
   ADVISOR PHOTO PLACEHOLDER & PROFILE CARD POLISH
   ========================================================================== */
.adv-advisor-header-row {
  display: flex;
  align-items: center;
  gap: 18px;
  margin-bottom: 20px;
}

.adv-advisor-avatar-box {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: linear-gradient(135deg, #e2e8f0 0%, #cbd5e1 100%);
  border: 2px solid #ffffff;
  box-shadow: 0 2px 8px rgba(12, 30, 53, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy-primary);
  flex-shrink: 0;
  position: relative;
  overflow: hidden;
}

.adv-advisor-avatar-box img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* ==========================================================================
   WHY CLIENTS CHOOSE SWASTHIYASURE (6 Cards in 3x2 Symmetrical Grid)
   ========================================================================== */
.adv-why-choose-grid {
  display: grid;
  gap: 24px;
  margin-top: 36px;
}

@media (min-width: 960px) {
  .adv-why-choose-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (min-width: 600px) and (max-width: 959px) {
  .adv-why-choose-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }
}

@media (max-width: 599px) {
  .adv-why-choose-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }
}

.adv-why-choose-card {
  background: #ffffff;
  border: 1px solid var(--border-light);
  border-radius: 14px;
  padding: 28px 24px;
  box-shadow: 0 2px 8px rgba(12, 30, 53, 0.04);
  transition: all 0.25s ease;
  display: flex;
  flex-direction: column;
  height: 100%;
}

.adv-why-choose-card:hover {
  transform: translateY(-3px);
  border-color: rgba(230, 126, 34, 0.4);
  box-shadow: 0 10px 24px rgba(12, 30, 53, 0.08);
}

.adv-why-choose-icon {
  width: 46px;
  height: 46px;
  border-radius: 10px;
  background: rgba(12, 30, 53, 0.05);
  color: var(--navy-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  flex-shrink: 0;
  transition: all 0.2s ease;
}

.adv-why-choose-card:hover .adv-why-choose-icon {
  background: rgba(230, 126, 34, 0.1);
  color: var(--accent-orange);
}

.adv-why-choose-card h3 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--navy-primary);
  margin-bottom: 10px;
  line-height: 1.35;
  min-height: 3rem;
  display: flex;
  align-items: flex-start;
}

.adv-why-choose-card p {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin: 0;
  flex-grow: 1;
}

/* ==========================================================================
   POLICY VS. INDUSTRY STANDARD COMPARATIVE REPORT CARD
   ========================================================================== */
.adv-report-card {
  background: #ffffff;
  border-radius: 16px;
  border: 1px solid var(--border-light);
  box-shadow: 0 10px 30px rgba(12, 30, 53, 0.08);
  padding: 36px 32px;
  margin-top: 32px;
  animation: fadeIn 0.4s ease;
}

.adv-report-print-header {
  display: none;
}

.adv-report-hero {
  display: flex;
  align-items: center;
  gap: 28px;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--border-light);
}

@media (max-width: 680px) {
  .adv-report-hero {
    flex-direction: column;
    align-items: flex-start;
    gap: 18px;
  }
}

.adv-score-box {
  width: 140px;
  height: 140px;
  border-radius: 50%;
  border: 4px solid #16a34a;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  background: #f8fafc;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.04);
}

.adv-score-number {
  font-size: 2.4rem;
  font-weight: 800;
  line-height: 1;
}

.adv-score-number span {
  font-size: 1.1rem;
  font-weight: 500;
  color: var(--text-muted);
}

.adv-score-label {
  font-size: 0.72rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--text-muted);
  margin-top: 4px;
}

.adv-report-hero-meta {
  flex: 1;
}

/* Comparison Table */
.adv-table-responsive {
  width: 100%;
  overflow-x: auto;
  border-radius: 10px;
  border: 1px solid var(--border-light);
  background: #ffffff;
}

.adv-comparison-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.9rem;
  text-align: left;
}

.adv-comparison-table th {
  background: var(--navy-primary);
  color: #ffffff;
  padding: 14px 16px;
  font-weight: 600;
  font-size: 0.85rem;
  letter-spacing: 0.2px;
}

.adv-comparison-table td {
  padding: 14px 16px;
  border-bottom: 1px solid var(--border-light);
  vertical-align: top;
}

.adv-comparison-table tr:last-child td {
  border-bottom: none;
}

.adv-term-box {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 12px;
  border-radius: 6px;
  font-size: 0.84rem;
  font-weight: 600;
  line-height: 1.35;
}

.adv-term-box.current.red {
  background: #fef2f2;
  color: #b91c1c;
  border: 1px solid #fecaca;
}

.adv-term-box.current.amber {
  background: #fffbeb;
  color: #b45309;
  border: 1px solid #fde68a;
}

.adv-term-box.current.green,
.adv-term-box.standard {
  background: #f0fdf4;
  color: #15803d;
  border: 1px solid #bbf7d0;
}

.adv-status-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  flex-shrink: 0;
}

.adv-status-dot.red { background: #dc2626; }
.adv-status-dot.amber { background: #d97706; }
.adv-status-dot.green { background: #16a34a; }

/* Hospital Claim Bill Simulation */
.adv-bill-simulation-box {
  background: #f8fafc;
  border: 1px solid var(--border-light);
  border-radius: 12px;
  padding: 24px;
}

.adv-bill-comparison-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-top: 14px;
}

@media (max-width: 680px) {
  .adv-bill-comparison-grid {
    grid-template-columns: 1fr;
  }
}

.adv-bill-card {
  background: #ffffff;
  border-radius: 10px;
  border: 1.5px solid var(--border-light);
  overflow: hidden;
}

.adv-bill-card.current {
  border-color: #fca5a5;
}

.adv-bill-card.gold {
  border-color: #86efac;
}

.adv-bill-header {
  padding: 12px 16px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-weight: 700;
  font-size: 0.88rem;
  border-bottom: 1px solid var(--border-light);
}

.adv-bill-card.current .adv-bill-header {
  background: #fef2f2;
  color: #991b1b;
}

.adv-bill-card.gold .adv-bill-header {
  background: #f0fdf4;
  color: #166534;
}

.adv-bill-tag {
  font-size: 0.72rem;
  padding: 3px 8px;
  border-radius: 4px;
  font-weight: 700;
  text-transform: uppercase;
}

.adv-bill-tag.red {
  background: #dc2626;
  color: #ffffff;
}

.adv-bill-tag.green {
  background: #16a34a;
  color: #ffffff;
}

.adv-bill-body {
  padding: 16px;
}

.adv-bill-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.85rem;
  color: #475569;
  margin-bottom: 8px;
}

.adv-bill-divider {
  height: 1px;
  background: var(--border-light);
  margin: 12px 0;
}

.adv-bill-total {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.95rem;
  font-weight: 700;
  color: #0c1e35;
}

.adv-bill-amount.red {
  color: #dc2626;
  font-size: 1.2rem;
  font-weight: 800;
}

.adv-bill-amount.green {
  color: #16a34a;
  font-size: 1.2rem;
  font-weight: 800;
}

/* Fiduciary Action Steps */
.adv-action-plan-box {
  background: #ffffff;
  border: 1px solid var(--border-light);
  border-radius: 12px;
  padding: 24px;
}

.adv-action-steps {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.adv-action-step {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}

.adv-step-num {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--navy-primary);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.85rem;
  flex-shrink: 0;
  margin-top: 2px;
}

.adv-action-step strong {
  display: block;
  font-size: 0.95rem;
  color: var(--navy-primary);
  margin-bottom: 4px;
}

.adv-action-step p {
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.5;
  margin: 0;
}

/* Report Top Review & Download Action Banner */
.adv-report-top-banner {
  background: linear-gradient(135deg, #0c1e35 0%, #1e3a8a 100%);
  border-radius: 14px;
  padding: 24px;
  color: #ffffff;
  margin-bottom: 28px;
  box-shadow: 0 8px 24px rgba(12, 30, 53, 0.18);
  border: 1px solid rgba(255, 255, 255, 0.12);
}

.adv-report-top-banner-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  flex-wrap: wrap;
}

.adv-report-top-banner-title {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 1.3rem;
  font-weight: 800;
  color: #ffffff;
}

.adv-report-top-banner-sub {
  font-size: 0.92rem;
  color: #cbd5e1;
  margin: 6px 0 0 0;
  line-height: 1.5;
  max-width: 580px;
}

.adv-report-top-btn-group {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
}

.adv-report-btn-download {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #f97316;
  color: #ffffff !important;
  font-weight: 700;
  font-size: 0.98rem;
  padding: 12px 22px;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  text-decoration: none;
  transition: all 0.2s ease;
  box-shadow: 0 4px 14px rgba(249, 115, 22, 0.4);
}

.adv-report-btn-download:hover {
  background: #ea580c;
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(249, 115, 22, 0.5);
}

.adv-report-btn-whatsapp {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #25d366;
  color: #ffffff !important;
  font-weight: 600;
  font-size: 0.95rem;
  padding: 12px 20px;
  border-radius: 8px;
  text-decoration: none;
  transition: all 0.2s ease;
}

.adv-report-btn-whatsapp:hover {
  background: #22bf5b;
  transform: translateY(-2px);
}

.adv-report-email-status {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 6px;
  padding: 6px 12px;
  font-size: 0.8rem;
  color: #e2e8f0;
}

/* Report Action Buttons */
.adv-report-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 28px;
  align-items: center;
}

/* Print Stylesheet */
@media print {
  body {
    background: #ffffff !important;
    color: #000000 !important;
    padding: 0 !important;
    margin: 0 !important;
    -webkit-print-color-adjust: exact;
    print-color-adjust: exact;
  }

  /* Hide all website chrome, headers, footers, forms, modals, drawers, and buttons */
  .adv-header,
  .adv-mobile-drawer,
  .adv-footer,
  .adv-floating-wa,
  .adv-report-actions,
  .adv-report-top-banner,
  #policy-diagnostic-form,
  .adv-calculator-card,
  .adv-section-header,
  .adv-preset-bar,
  .adv-section,
  .adv-hero-grid,
  .adv-modal-backdrop,
  #adv-personalized-modal,
  .adv-multistep-card,
  .ss-lead-card,
  .ss-lead-footer,
  .ss-step-panel,
  .ss-success-wrap,
  .ss-success-buttons,
  .ss-lead-ref-card,
  .ss-dispatch-notice,
  #personalized-options-inline-mount,
  .audit-page-hero,
  .audit-main-card,
  .action-buttons,
  .form-nav,
  .mobile-sticky-bar,
  #wa-widget {
    display: none !important;
  }

  /* Dedicated Report Containers: Exclusively Visible for Pristine Printing */
  #ss-personalized-print-report,
  #ss-print-report {
    display: block !important;
    position: relative !important;
    width: 100% !important;
    max-width: 100% !important;
    background: #ffffff !important;
    color: #0f172a !important;
    margin: 0 !important;
    padding: 0 !important;
    box-shadow: none !important;
    border: none !important;
  }

  #swasthiya-printable-report {
    display: block !important;
    width: 100% !important;
    max-width: 100% !important;
    margin: 0 auto !important;
    padding: 0 !important;
  }

  .ss-pdf-page-break {
    page-break-before: always !important;
    break-before: always !important;
  }

  .ss-avoid-break {
    page-break-inside: avoid !important;
    break-inside: avoid !important;
  }

  @page {
    size: A4 portrait;
    margin: 8mm;
  }

  .adv-report-print-header {
    display: block !important;
  }

  .adv-report-card {
    border: none !important;
    box-shadow: none !important;
    padding: 0 !important;
    margin: 0 !important;
  }

  .adv-comparison-table th {
    background: #0c1e35 !important;
    color: #ffffff !important;
    -webkit-print-color-adjust: exact;
    print-color-adjust: exact;
  }

  .adv-score-box,
  .adv-term-box,
  .adv-bill-card,
  .adv-step-num {
    -webkit-print-color-adjust: exact;
    print-color-adjust: exact;
  }
}

/* ==========================================================================
   POLICY SCHEME SELECTOR & FINE-PRINT ACCORDION
   ========================================================================== */
.adv-detected-badge {
  background: #f0fdf4;
  border: 1.5px solid #bbf7d0;
  border-radius: 8px;
  padding: 12px 16px;
  margin-top: 14px;
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.86rem;
  color: #166534;
  line-height: 1.45;
  transition: all 0.25s ease;
}

.adv-detected-badge.warning {
  background: #fffbeb;
  border-color: #fde68a;
  color: #92400e;
}

.adv-clause-drawer {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 8px;
  margin-top: 20px;
  margin-bottom: 20px;
  overflow: hidden;
  transition: all 0.25s ease;
}

.adv-clause-drawer summary {
  padding: 13px 18px;
  font-weight: 600;
  font-size: 0.88rem;
  color: #334155;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  user-select: none;
  background: #ffffff;
}

.adv-clause-drawer summary:hover {
  background: #f1f5f9;
  color: var(--navy-primary);
}

.adv-clause-drawer[open] summary {
  border-bottom: 1px solid #e2e8f0;
  background: #f1f5f9;
}

.adv-clause-drawer-content {
  padding: 20px 18px;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 16px;
}

/* ==========================================================================
   Flagship Partner Innovations & Top Educational Ribbon
   ========================================================================== */
.adv-top-ribbon {
  background: var(--navy-primary);
  color: #ffffff;
  padding: 8px 16px;
  font-size: 0.82rem;
  border-bottom: 2px solid var(--accent-orange);
}

.adv-top-ribbon-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
}

.adv-top-ribbon-text {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
  line-height: 1.4;
}

.adv-ribbon-badge {
  background: var(--accent-orange);
  color: #ffffff;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  padding: 2px 7px;
  border-radius: 4px;
  letter-spacing: 0.04em;
  white-space: nowrap;
}

.adv-top-ribbon-link {
  color: #fdba74;
  font-weight: 700;
  text-decoration: underline;
  white-space: nowrap;
  font-size: 0.82rem;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  transition: color 0.2s ease;
}

.adv-top-ribbon-link:hover {
  color: #ffffff;
}

.adv-innovations-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 36px;
}

.adv-innovation-card {
  background: #ffffff;
  border: 1px solid var(--border-light);
  border-radius: 16px;
  padding: 28px 24px;
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.adv-innovation-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-hover);
}

.adv-innovation-card.card-hdfc {
  border-top: 5px solid #ed1c24;
}

.adv-innovation-card.card-icici {
  border-top: 5px solid #f36f21;
}

.adv-innovation-card.card-niva {
  border-top: 5px solid #e6004c;
}

.adv-innovation-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 14px;
}

.adv-carrier-badge {
  font-size: 1.18rem;
  font-weight: 800;
  color: var(--navy-primary);
}

.adv-carrier-badge.hdfc { color: #ed1c24; }
.adv-carrier-badge.icici { color: #ea580c; }
.adv-carrier-badge.niva { color: #e6004c; }

.adv-flagship-tag {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--text-muted);
  background: #f1f5f9;
  padding: 3px 10px;
  border-radius: 9999px;
  border: 1px solid #e2e8f0;
}

.adv-innovation-headline {
  font-size: 1.15rem;
  font-weight: 750;
  color: var(--navy-primary);
  line-height: 1.35;
  margin: 0 0 10px 0;
}

.adv-innovation-intro {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0 0 20px 0;
  padding-bottom: 16px;
  border-bottom: 1px solid #f1f5f9;
}

.adv-feature-points {
  list-style: none;
  padding: 0;
  margin: 0 0 24px 0;
  flex-grow: 1;
}

.adv-feature-points li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 14px;
  font-size: 0.88rem;
  line-height: 1.55;
  color: #334155;
}

.adv-point-bullet {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: rgba(22, 163, 74, 0.12);
  color: #16a34a;
  font-weight: 800;
  font-size: 0.75rem;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}

.adv-feature-points li strong {
  display: block;
  color: var(--navy-primary);
  font-size: 0.92rem;
  margin-bottom: 2px;
}

.adv-card-footer {
  margin-top: auto;
  padding-top: 16px;
  border-top: 1px solid #f1f5f9;
}

.adv-card-cta-btn {
  display: block;
  text-align: center;
  background: #ffffff;
  border: 1.5px solid #cbd5e1;
  border-radius: 8px;
  padding: 11px 16px;
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--navy-primary);
  text-decoration: none;
  box-shadow: 0 1px 3px rgba(12, 30, 53, 0.04);
  transition: all 0.2s ease;
}

.adv-card-cta-btn:hover {
  background: var(--navy-primary);
  color: #ffffff;
  border-color: var(--navy-primary);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(12, 30, 53, 0.15);
}

.adv-innovations-takeaway {
  background: linear-gradient(135deg, #f8fafc 0%, #f1f5f9 100%);
  border: 1.5px solid #cbd5e1;
  border-radius: 16px;
  padding: 32px;
  margin-top: 36px;
  box-shadow: 0 4px 16px rgba(12, 30, 53, 0.04);
}

.adv-takeaway-header {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--navy-primary);
  margin-bottom: 20px;
}

.adv-takeaway-header svg {
  color: var(--accent-orange);
}

.adv-takeaway-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-bottom: 24px;
}

.adv-takeaway-col {
  background: #ffffff;
  border-radius: 12px;
  padding: 20px;
  border: 1px solid #e2e8f0;
}

.adv-takeaway-col.highlight {
  border-color: rgba(230, 126, 34, 0.4);
  background: linear-gradient(135deg, #ffffff 0%, #fffbf7 100%);
}

.adv-takeaway-col h4 {
  font-size: 0.96rem;
  font-weight: 750;
  color: var(--navy-primary);
  margin: 0 0 12px 0;
}

.adv-takeaway-col.highlight h4 {
  color: #C05C11;
}

.adv-takeaway-col ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.adv-takeaway-col li {
  position: relative;
  padding-left: 20px;
  font-size: 0.88rem;
  line-height: 1.55;
  color: #475569;
  margin-bottom: 8px;
}

.adv-takeaway-col li::before {
  content: "•";
  position: absolute;
  left: 4px;
  color: #94a3b8;
  font-weight: bold;
}

.adv-takeaway-col.highlight li::before {
  content: "✓";
  left: 0;
  color: #16a34a;
}

.adv-takeaway-actions {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 16px;
  padding-top: 16px;
  border-top: 1px solid #e2e8f0;
}

@media (max-width: 960px) {
  .adv-innovations-grid,
  .adv-takeaway-grid {
    grid-template-columns: 1fr;
    gap: 18px;
  }
  .adv-top-ribbon-inner {
    flex-direction: column;
    text-align: center;
  }
}

/* ==========================================================================
   SITE-WIDE TRUST BAR (Full Width, #0c1e35, Responsive)
   ========================================================================== */
.adv-sitewide-trust-bar {
  background: #0c1e35;
  color: #ffffff;
  padding: 48px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  position: relative;
  z-index: 2;
}

.adv-trust-bar-header {
  text-align: center;
  max-width: 820px;
  margin: 0 auto 28px auto;
}

.adv-trust-bar-title {
  font-size: 1.55rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 6px;
  letter-spacing: -0.3px;
}

.adv-trust-bar-sub {
  font-size: 0.95rem;
  color: #cbd5e1;
  margin: 0;
}

.adv-trust-bar-items {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px 18px;
  max-width: 960px;
  margin: 0 auto 24px auto;
  padding: 0;
  list-style: none;
}

.adv-trust-bar-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  padding: 8px 16px;
  border-radius: 50px;
  font-size: 0.88rem;
  font-weight: 600;
  color: #f8fafc;
  transition: all 0.2s ease;
}

.adv-trust-bar-pill:hover {
  background: rgba(255, 255, 255, 0.12);
  border-color: #e67e22;
}

.adv-trust-bar-check {
  color: #e67e22;
  font-weight: 700;
  font-size: 1rem;
  line-height: 1;
}

.adv-trust-bar-serving {
  text-align: center;
  font-size: 0.92rem;
  color: #94a3b8;
  margin: 0 auto;
}

.adv-trust-bar-cta {
  text-align: center;
}

.adv-trust-bar-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #e67e22;
  color: #ffffff;
  padding: 12px 28px;
  border-radius: 8px;
  font-size: 0.92rem;
  font-weight: 700;
  text-decoration: none;
  transition: all 0.2s ease;
  box-shadow: 0 4px 14px rgba(230, 126, 34, 0.35);
}

.adv-trust-bar-btn:hover {
  background: #d35400;
  transform: translateY(-1px);
  box-shadow: 0 6px 18px rgba(230, 126, 34, 0.45);
}

/* ==========================================================================
   HOMEPAGE: WHY CHOOSE PROFESSIONAL GUIDANCE (4-Card Grid)
   ========================================================================== */
.adv-guidance-4col {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 36px;
}

@media (max-width: 1024px) {
  .adv-guidance-4col {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }
}

@media (max-width: 600px) {
  .adv-guidance-4col {
    grid-template-columns: 1fr;
    gap: 16px;
  }
}

.adv-guidance-step-card {
  background: #ffffff;
  border: 1px solid var(--border-card);
  border-radius: 14px;
  padding: 28px 24px;
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  height: 100%;
  transition: all 0.25s ease;
  position: relative;
  overflow: hidden;
}

.adv-guidance-step-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 24px rgba(12, 30, 53, 0.08);
  border-color: #cbd5e1;
}

.adv-guidance-step-num {
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  color: #e67e22;
  letter-spacing: 0.5px;
  margin-bottom: 12px;
}

.adv-guidance-step-card h3 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--navy-primary);
  margin-bottom: 10px;
  line-height: 1.35;
}

.adv-guidance-step-card p {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0;
}

/* ==========================================================================
   BLOG CALL-TO-ACTION BLOCK (Deep Blue Card, White Text)
   ========================================================================== */
.adv-blog-cta-block {
  background: linear-gradient(135deg, #0c1e35 0%, #173256 100%);
  color: #ffffff;
  border-radius: 16px;
  padding: 40px;
  box-shadow: 0 10px 30px rgba(12, 30, 53, 0.15);
  margin: 48px 0;
  border: 1px solid rgba(255, 255, 255, 0.1);
  text-align: center;
}

.adv-blog-cta-block h3 {
  font-size: 1.6rem;
  font-weight: 700;
  color: #ffffff;
  margin: 0 0 12px 0;
}

.adv-blog-cta-block p {
  font-size: 1rem;
  color: #cbd5e1;
  max-width: 650px;
  margin: 0 auto 28px auto;
  line-height: 1.65;
}

.adv-blog-cta-actions {
  display: flex;
  justify-content: center;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}

/* ==========================================================================
   AUDIT PAGE: WHAT WE REVIEW (8-Point Checklist)
   ========================================================================== */
.adv-audit-review-section {
  background: #ffffff;
  border: 1px solid var(--border-card);
  border-radius: 16px;
  padding: 40px;
  box-shadow: var(--shadow-card);
  margin-bottom: 36px;
}

.adv-audit-review-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin: 24px 0 28px 0;
}

@media (max-width: 860px) {
  .adv-audit-review-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 480px) {
  .adv-audit-review-grid {
    grid-template-columns: 1fr;
  }
}

.adv-audit-review-item {
  display: flex;
  align-items: center;
  gap: 10px;
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  padding: 14px 18px;
  border-radius: 10px;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--navy-primary);
}

.adv-audit-review-item .check {
  color: #16a34a;
  font-size: 1.1rem;
  font-weight: 700;
  flex-shrink: 0;
}

/* ==========================================================================
   FOOTER BOTTOM BAR ENHANCEMENT
   ========================================================================== */
.adv-footer-bottom-bar {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 24px 0 12px 0;
  margin-top: 32px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
  font-size: 0.85rem;
  color: #94a3b8;
}

.adv-footer-bottom-bar a {
  color: #cbd5e1;
  text-decoration: underline;
}

.adv-footer-bottom-bar a:hover {
  color: #ffffff;
}

/* ==========================================================================
   COMPARISON MATRIX: LEGACY VS MODERN GOLD STANDARD
   ========================================================================== */
.adv-matrix-card {
  background: #ffffff;
  border: 1px solid var(--border-card);
  border-radius: 16px;
  box-shadow: var(--shadow-card);
  overflow: hidden;
  margin-top: 32px;
}

.adv-matrix-table-wrap {
  width: 100%;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
}

.adv-matrix-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  min-width: 680px;
}

.adv-matrix-table th {
  padding: 20px 24px;
  font-size: 0.95rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  border-bottom: 2px solid var(--border-light);
}

.adv-matrix-th-param {
  width: 26%;
  background: #f8fafc;
  color: var(--navy-primary);
}

.adv-matrix-th-legacy {
  width: 37%;
  background: #fff8f8;
  color: #991b1b;
  border-left: 1px solid #fee2e2;
  border-right: 1px solid #fee2e2;
}

.adv-matrix-th-modern {
  width: 37%;
  background: #f0fdf4;
  color: #166534;
}

.adv-matrix-table td {
  padding: 18px 24px;
  font-size: 0.92rem;
  line-height: 1.55;
  border-bottom: 1px solid #f1f5f9;
  vertical-align: top;
}

.adv-matrix-td-param {
  background: #ffffff;
  font-weight: 700;
  color: var(--navy-primary);
}

.adv-matrix-td-legacy {
  background: #fffbfb;
  color: #64748b;
  border-left: 1px solid #fef2f2;
  border-right: 1px solid #fef2f2;
}

.adv-matrix-td-modern {
  background: #fcfdfd;
  color: var(--text-main);
  font-weight: 500;
}

.adv-matrix-table tr:hover td {
  background: #f8fafc;
}

.adv-matrix-badge-legacy {
  display: inline-block;
  background: #fee2e2;
  color: #991b1b;
  font-size: 0.72rem;
  font-weight: 700;
  padding: 3px 8px;
  border-radius: 4px;
  margin-bottom: 6px;
  text-transform: uppercase;
}

.adv-matrix-badge-modern {
  display: inline-block;
  background: #dcfce7;
  color: #15803d;
  font-size: 0.72rem;
  font-weight: 700;
  padding: 3px 8px;
  border-radius: 4px;
  margin-bottom: 6px;
  text-transform: uppercase;
}

/* ==========================================================================
   CASHLESS HOSPITAL NETWORK & CASHLESS EVERYWHERE
   ========================================================================== */
.adv-hospital-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-top: 36px;
}

@media (max-width: 860px) {
  .adv-hospital-grid {
    grid-template-columns: 1fr;
  }
}

.adv-hospital-card {
  background: #ffffff;
  border: 1px solid var(--border-card);
  border-radius: 16px;
  padding: 32px;
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.adv-hospital-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-hover);
}

.adv-hospital-card-header {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 16px;
}

.adv-hospital-card-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(11, 76, 140, 0.08);
  color: var(--navy-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.adv-hospital-card h3 {
  font-size: 1.25rem;
  color: var(--navy-primary);
  margin: 0;
}

.adv-hospital-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 14px;
}

.adv-hospital-chip {
  background: #f1f5f9;
  color: #334155;
  font-size: 0.8rem;
  font-weight: 600;
  padding: 5px 12px;
  border-radius: 6px;
  border: 1px solid #e2e8f0;
}

.adv-hospital-chip.highlight {
  background: #eff6ff;
  color: #1d4ed8;
  border-color: #bfdbfe;
}

/* ==========================================================================
   Standardised Educational Articles & Checklist Styles
   ========================================================================== */
.article-content {
  padding: 60px 0 80px 0;
  max-width: 860px;
  margin: 0 auto;
}

.article-category {
  color: var(--kicker-orange);
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 12px;
  display: inline-block;
}

.article-title {
  font-family: var(--font-family);
  font-size: 2.35rem;
  font-weight: 800;
  letter-spacing: -0.025em;
  color: var(--navy-primary);
  margin-bottom: 20px;
  line-height: 1.25;
}

.article-intro {
  font-size: 1.12rem;
  line-height: 1.75;
  color: var(--text-muted);
  margin-bottom: 36px;
}

.checklist-box {
  background: #ffffff;
  padding: 36px;
  border-radius: 16px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-card);
  margin: 36px 0;
}

.checklist-box h3 {
  margin-bottom: 20px;
  color: var(--navy-primary);
  font-size: 1.35rem;
  font-weight: 700;
}

.checklist-items {
  list-style: none;
  padding: 0;
}

.checklist-items li {
  padding: 16px 0;
  border-bottom: 1px solid #f1f5f9;
  display: flex;
  gap: 16px;
  align-items: flex-start;
}

.checklist-items li:last-child {
  border-bottom: none;
}

.check-icon {
  color: #10b981;
  flex-shrink: 0;
  margin-top: 3px;
  display: inline-flex;
}

.checklist-items strong {
  color: var(--navy-primary);
  display: block;
  font-size: 1.05rem;
  margin-bottom: 4px;
}

.checklist-items p {
  margin: 0;
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.6;
}

.article-cta {
  text-align: center;
  margin-top: 48px;
  padding: 36px;
  background: #ffffff;
  border-radius: 16px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-subtle);
}

@media (max-width: 768px) {
  .article-title {
    font-size: 1.85rem;
  }
  .checklist-box {
    padding: 24px;
  }
}

/* ==========================================================================
   Policy Health Check Verification Badges & Assessment Indicators
   ========================================================================== */
.adv-badge-verified {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(16, 185, 129, 0.1);
  color: #047857;
  border: 1px solid rgba(16, 185, 129, 0.25);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  padding: 4px 10px;
  border-radius: 50px;
}

.adv-badge-estimated {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(245, 158, 11, 0.12);
  color: #b45309;
  border: 1px solid rgba(245, 158, 11, 0.3);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  padding: 4px 10px;
  border-radius: 50px;
}

.adv-notice-notsure {
  background: #fffbeb;
  border: 1px solid #fde68a;
  border-radius: 10px;
  padding: 12px 16px;
  margin-top: 14px;
  color: #92400e;
  font-size: 0.88rem;
  line-height: 1.5;
  display: flex;
  align-items: flex-start;
  gap: 10px;
}

/* ==========================================================================
   FEATURED ARTICLES & EDUCATIONAL GUIDES SECTION
   ========================================================================== */
.adv-articles-section {
  background: #f8fafc;
  border-top: 1px solid var(--border-light, #e2e8f0);
  border-bottom: 1px solid var(--border-light, #e2e8f0);
  padding: 72px 0;
}

.adv-articles-grid {
  display: grid;
  grid-template-columns: 1.25fr 1fr;
  gap: 28px;
  align-items: stretch;
  margin-top: 36px;
}

.adv-article-card {
  background: #ffffff;
  border: 1px solid var(--border-card, #e2e8f0);
  border-radius: 14px;
  overflow: hidden;
  box-shadow: var(--shadow-subtle, 0 2px 8px rgba(0,0,0,0.04));
  display: flex;
  flex-direction: column;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
  text-decoration: none;
  color: inherit;
}

.adv-article-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 24px -4px rgba(12, 30, 53, 0.08);
  border-color: #cbd5e1;
}

.adv-article-featured {
  display: flex;
  flex-direction: column;
}

.adv-article-img-wrap {
  position: relative;
  width: 100%;
  overflow: hidden;
  background: #0c1e35;
}

.adv-article-featured .adv-article-img-wrap {
  height: 240px;
}

.adv-article-card-standard .adv-article-img-wrap {
  height: 180px;
}

.adv-article-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.3s ease;
  display: block;
}

.adv-article-card:hover .adv-article-img {
  transform: scale(1.02);
}

.adv-article-body {
  padding: 24px;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.adv-article-badge-row {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 12px;
  flex-wrap: wrap;
}

.adv-article-badge {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 3px 10px;
  border-radius: 999px;
  background: rgba(234, 88, 12, 0.1);
  color: var(--kicker-orange, #c05c11);
}

.adv-article-badge-active {
  background: rgba(16, 185, 129, 0.12);
  color: #047857;
}

.adv-article-reading-time {
  font-size: 0.78rem;
  color: var(--text-muted, #64748b);
  font-weight: 500;
}

.adv-article-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--navy-primary, #0c1e35);
  line-height: 1.35;
  margin: 0 0 10px 0;
  letter-spacing: -0.015em;
}

.adv-article-featured .adv-article-title {
  font-size: 1.35rem;
}

.adv-article-excerpt {
  font-size: 0.92rem;
  color: var(--text-muted, #475569);
  line-height: 1.6;
  margin: 0 0 18px 0;
  flex-grow: 1;
}

.adv-article-link {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--kicker-orange, #c05c11);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: auto;
  transition: gap 0.15s ease;
}

.adv-article-card:hover .adv-article-link {
  gap: 10px;
  color: #9a3412;
}

.adv-article-side-stack {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.adv-article-card-horizontal {
  display: grid;
  grid-template-columns: 140px 1fr;
  background: #ffffff;
  border: 1px solid var(--border-card, #e2e8f0);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: var(--shadow-subtle, 0 2px 8px rgba(0,0,0,0.04));
  text-decoration: none;
  color: inherit;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
  height: 100%;
}

.adv-article-card-horizontal:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 20px -3px rgba(12, 30, 53, 0.08);
  border-color: #cbd5e1;
}

.adv-article-card-horizontal .adv-article-img-wrap {
  height: 100%;
  min-height: 140px;
}

.adv-article-card-horizontal .adv-article-body {
  padding: 16px 20px;
}

.adv-article-card-horizontal .adv-article-title {
  font-size: 1.05rem;
  margin-bottom: 6px;
}

.adv-article-card-horizontal .adv-article-excerpt {
  font-size: 0.86rem;
  line-height: 1.5;
  margin-bottom: 10px;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

/* 3-column grid for articles directory */
.adv-articles-directory-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin: 40px 0;
}

@media (max-width: 991px) {
  .adv-articles-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .adv-articles-directory-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }
}

@media (max-width: 640px) {
  .adv-article-card-horizontal {
    grid-template-columns: 1fr;
  }
  .adv-article-card-horizontal .adv-article-img-wrap {
    height: 150px;
  }
  .adv-articles-section {
    padding: 50px 0;
  }
  .adv-articles-directory-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }
}