Safeguarding Your Home: The Buying Checklist
Your home is likely your most valuable asset. Proper property insurance ensures that even in the face of natural disasters or man-made perils, your investment remains secure. Use this checklist to choose the right coverage.
âś“ Property Coverage Checkpoints
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Structure vs. Contents
Understand if the policy covers just the physical structure or also your valuable contents (electronics, jewelry, furniture). Choose a comprehensive plan for both.
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Agreed Value vs. Market Value
In case of total loss, "Agreed Value" ensures you get the pre-determined amount regardless of depreciation. Preferred for luxury apartments.
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Natural Calamity Protection
Ensure coverage for floods, earthquakes, cyclones, and landslides—especially relevant for vulnerable geographic regions.
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Theft & Burglary Cover
Verify the limits for jewelry and high-end valuables. Premium policies offer higher sub-limits for such items.
Protect your home investment now.
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