/* Google Fonts */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,400;0,600;0,700;1,400&family=Inter:wght@300;400;500;600&display=swap');

:root {
    --primary-color: #0c1e35;
    --secondary-color: #f36f21;
    /* Swasthiya Orange */
    --accent-blue: #0B4C8C;
    /* Sure Navy */

    /* ICICI Lombard Brand Colors */
    --icici-primary: #f36f21;
    --icici-secondary: #8b3a0a;

    /* HDFC ERGO Brand Colors */
    --hdfc-primary: #ed1c24;
    /* Standard HDFC Red */
    --hdfc-secondary: #004c8f;
    /* HDFC Blue */

    --text-dark: #1a1a1a;
    --text-light: #f5f5f5;
    --white: #ffffff;
    --grey-100: #f3f4f6;
    --grey-200: #e5e7eb;

    --transition-speed: 0.3s;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Inter', sans-serif;
    color: var(--text-dark);
    line-height: 1.7;
    overflow-x: hidden;
}

/* Header */
header {
    background: var(--white);
    padding: 1rem 2rem;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
    position: fixed;
    width: 100%;
    z-index: 1000;
    display: flex;
    justify-content: center;
    align-items: center;
    min-height: 180px;
    /* Increased to improve logo visibility */
    /* Premium Styling */
    background: linear-gradient(to right, #fffcf9, #f4f8ff);
    /* Subtle tint matching split sides */
    border-bottom: 4px solid;
    border-image: linear-gradient(to right, var(--secondary-color), var(--accent-blue)) 1;
}

.brand-center {
    text-align: center;
}

/* Tagline styling */
.tagline {
    font-size: 1.1rem;
    color: var(--accent-blue);
    margin-top: 10px;
    font-weight: 400;
    letter-spacing: 3px;
    text-transform: uppercase;
    opacity: 0.8;
}


.brand-text {
    font-size: 3.5rem;
    /* Increased for premium look */
    font-family: 'Playfair Display', serif;
    font-weight: 600;
    letter-spacing: -0.5px;
}

.swasthiya-text {
    color: var(--secondary-color);
}

.sure-text {
    color: var(--accent-blue);
    font-style: italic;
}

/* Split Layout */
.split-container {
    display: flex;
    height: 100vh;
    padding-top: 180px;
    /* Clear the fixed header */
    width: 100%;
    position: relative;
}

.split-side {
    flex: 1;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    padding: 4rem;
    transition: all var(--transition-speed) ease;
    position: relative;
    overflow: hidden;
    cursor: pointer;
}

.split-side::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-size: cover;
    background-position: center;
    opacity: 0.1;
    transition: transform var(--transition-speed) ease;
    z-index: 0;
}

.split-side:hover::before {
    transform: scale(1.05);
    opacity: 0.15;
}

/* Left Side - ICICI */
.side-left {
    background: radial-gradient(circle at top left, #fffcf9, #fff5f0);
    border-right: 1px solid var(--grey-200);
}

.side-left .agent-tag {
    background-color: var(--icici-primary);
    color: white;
}

.side-left h2 {
    color: var(--icici-secondary);
}

.side-left button.cta-btn {
    background: linear-gradient(135deg, var(--icici-primary) 0%, #d65a12 100%);
    color: white;
    box-shadow: 0 4px 15px rgba(243, 111, 33, 0.3);
}

.side-left button.cta-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(243, 111, 33, 0.4);
}

/* Right Side - HDFC */
.side-right {
    background: radial-gradient(circle at top right, #f5faff, #f0f5ff);
}

.side-right .agent-tag {
    background-color: var(--hdfc-secondary);
    color: white;
}

.side-right h2 {
    color: var(--hdfc-secondary);
}

.side-right button.cta-btn {
    background: linear-gradient(135deg, var(--hdfc-secondary) 0%, #003366 100%);
    color: white;
    box-shadow: 0 4px 15px rgba(0, 76, 143, 0.3);
}

.side-right button.cta-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(0, 76, 143, 0.4);
}

/* Content within Split */
.content-wrapper {
    position: relative;
    z-index: 10;
    text-align: center;
    max-width: 500px;
}

.company-logo-placeholder {
    font-size: 2.5rem;
    font-weight: 800;
    margin-bottom: 1rem;
    display: block;
    opacity: 0.9;
}

.agent-info {
    margin-top: 2rem;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.5rem;
}

.agent-tag {
    padding: 0.5rem 1rem;
    border-radius: 50px;
    font-size: 0.85rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.agent-name {
    display: block;
    margin-top: 1rem;
    font-size: 1.5rem;
    font-weight: 700;
    font-family: 'Playfair Display', serif;
}

.description {
    margin-bottom: 1rem;
    color: #555;
    font-size: 1.1rem;
    max-width: 450px;
    margin-left: auto;
    margin-right: auto;
}

.cta-btn {
    padding: 1rem 2.5rem;
    border: none;
    border-radius: 6px;
    font-size: 1.1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
    letter-spacing: 0.5px;
}



/* Services Section */
#services {
    padding: 240px 2rem 5rem;
    /* Large top padding for fixed header */
    background-color: #fafbfc;
    text-align: center;
}

.services-grid {
    display: flex;
    justify-content: space-between;
    gap: 1.5rem;
    margin-top: 3rem;
    flex-wrap: nowrap;
    gap: 1.5rem;
    margin-top: 3rem;
    flex-wrap: nowrap;
}

@media (max-width: 1024px) {
    .services-grid {
        flex-wrap: wrap;
        justify-content: center;
    }

    .service-card {
        flex: 0 0 calc(50% - 1.5rem);
        max-width: calc(50% - 1.5rem);
    }
}

@media (max-width: 768px) {
    .services-grid {
        flex-direction: column;
        align-items: center;
    }

    .service-card {
        flex: 0 0 100%;
        max-width: 100%;
    }
}

.service-card {
    flex: 1;
    /* Equal width cards */
    min-width: 0;
    /* Allow shrinking */
    background: white;
    padding: 2rem 1.5rem;
    border-radius: 12px;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.05), 0 2px 4px -1px rgba(0, 0, 0, 0.03);
    transition: transform 0.3s cubic-bezier(0.25, 0.8, 0.25, 1), box-shadow 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
    border-top: 5px solid transparent;
    display: flex;
    flex-direction: column;
}

.service-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
}

.service-card:nth-child(1) {
    border-color: var(--secondary-color);
    /* Health - Orange */
}

.service-card:nth-child(2) {
    border-color: #333;
    /* Motor - Neutral/Black */
}

.service-card:nth-child(3) {
    border-color: var(--accent-blue);
    /* House - Blue */
}

.service-card:nth-child(4) {
    border-color: var(--secondary-color);
    /* Travel - Orange */
}

.icon-wrapper {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    background-color: var(--grey-100);
    display: flex;
    justify-content: center;
    align-items: center;
    margin: 0 auto 1.5rem;
    transition: background-color 0.3s;
}

.service-card:hover .icon-wrapper.health-icon {
    background-color: rgba(243, 111, 33, 0.1);
    color: var(--secondary-color);
}

.service-card:hover .icon-wrapper.motor-icon {
    background-color: rgba(51, 51, 51, 0.1);
    color: #333;
}

.service-card:hover .house-icon {
    background-color: rgba(11, 76, 140, 0.1);
    color: var(--accent-blue);
}

.service-card:hover .travel-icon {
    background-color: rgba(243, 111, 33, 0.1);
    color: var(--secondary-color);
}

.service-card h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem;
    margin-bottom: 1rem;
    color: var(--primary-color);
}

.service-card p {
    color: #666;
    font-size: 0.95rem;
    line-height: 1.6;
    margin-bottom: 1.5rem;
    flex-grow: 1;
    /* Push button to bottom */
}

.service-cta {
    display: inline-block;
    padding: 0.7rem 1.2rem;
    background-color: var(--primary-color);
    color: white;
    text-decoration: none;
    border-radius: 5px;
    font-size: 0.9rem;
    font-weight: 600;
    transition: background-color 0.3s, transform 0.2s;
}

.service-cta:hover {
    background-color: var(--secondary-color);
    transform: translateY(-2px);
}

/* Contact Section */
#contact-section {
    padding: 5rem 2rem;
    background: var(--white);
    text-align: center;
}

.container {
    max-width: 800px;
    margin: 0 auto;
}

.section-title {
    font-family: 'Playfair Display', serif;
    font-size: 2.5rem;
    margin-bottom: 2rem;
    color: var(--primary-color);
}

.contact-form {
    display: grid;
    gap: 1.5rem;
    text-align: left;
    background: white;
    padding: 2rem;
    border-radius: 10px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
    border: 1px solid var(--grey-200);
}

.form-group {
    display: flex;
    flex-direction: column;
}

.form-group label {
    margin-bottom: 0.5rem;
    font-weight: 500;
    color: var(--text-dark);
}

.form-group input,
.form-group select,
.form-group textarea {
    padding: 0.8rem;
    border: 1px solid var(--grey-200);
    border-radius: 5px;
    font-family: 'Inter', sans-serif;
    font-size: 1rem;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--accent-blue);
    box-shadow: 0 0 0 3px rgba(11, 76, 140, 0.1);
}

.submit-btn {
    background: linear-gradient(135deg, var(--secondary-color) 0%, #d65a12 100%);
    color: white;
    padding: 1rem;
    border: none;
    border-radius: 5px;
    font-size: 1.1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(243, 111, 33, 0.3);
}

.submit-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(243, 111, 33, 0.4);
}

/* Success Message */
.hidden {
    display: none !important;
}

#form-success-message {
    text-align: center;
    padding: 3rem;
    background: white;
    border-radius: 10px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
    border: 1px solid var(--grey-200);
    animation: fadeIn 0.5s ease;
}

@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(10px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.success-icon {
    width: 80px;
    height: 80px;
    background: #e8f5e9;
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    margin: 0 auto 1.5rem;
    color: #2e7d32;
}

.success-icon svg {
    width: 40px;
    height: 40px;
}

#form-success-message h3 {
    font-family: 'Playfair Display', serif;
    font-size: 2rem;
    color: var(--primary-color);
    margin-bottom: 1rem;
}

#form-success-message p {
    color: #555;
    font-size: 1.1rem;
    line-height: 1.6;
}

/* Footer */
/* Footer */
footer {
    background-color: #f8f9fa;
    color: #333;
    padding: 60px 2rem 30px;
    text-align: center;
    border-top: 1px solid #e9ecef;
}

.disclaimer {
    max-width: 900px;
    margin: 2rem auto 0;
    text-align: left;
    color: #666;
    font-size: 0.8rem;
    line-height: 1.6;
    border-top: 1px solid #ddd;
    padding-top: 1.5rem;
}

.disclaimer h4 {
    color: #555;
    margin-bottom: 0.5rem;
    font-size: 0.9rem;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.disclaimer strong {
    color: #333;
}

/* Mobile Responsive */
@media (max-width: 768px) {
    .split-container {
        flex-direction: column;
        height: auto;
    }

    .split-side {
        padding: 4rem 1rem;
        min-height: 50vh;
    }

    .brand-logo {
        font-size: 1.5rem;
    }
}

/* WhatsApp Floating Button */
.whatsapp-float {
    position: fixed;
    bottom: 90px;
    right: 40px;
    background-color: #25d366;
    width: 65px;
    height: 65px;
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.2);
    z-index: 10000;
    transition: transform 0.3s ease, background-color 0.3s ease;
    text-decoration: none;
}

.whatsapp-float:hover {
    transform: scale(1.1);
    background-color: #128c7e;
}

.whatsapp-float svg {
    filter: drop-shadow(0 2px 2px rgba(0, 0, 0, 0.1));
}

@media (max-width: 768px) {
    .whatsapp-float {
        bottom: 70px;
        right: 20px;
        width: 55px;
        height: 55px;
    }
}

/* Blog Section */
#blog-section {
    padding: 100px 0;
    background-color: #fcfdfe;
}

#blog-section .container {
    max-width: 1400px;
    /* Wider container for horizontal scroll */
    padding: 0 2rem;
}

.blog-grid {
    display: flex;
    overflow-x: auto;
    gap: 30px;
    margin-top: 50px;
    padding-bottom: 2rem;
    /* Space for shadow/hover transform */
    -webkit-overflow-scrolling: touch;
    scroll-snap-type: x mandatory;
}

.blog-card {
    background: #fff;
    border-radius: 16px;
    overflow: hidden;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    transition: transform 0.3s cubic-bezier(0.25, 0.8, 0.25, 1), box-shadow 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
    display: flex;
    flex-direction: column;
    flex: 0 0 350px;
    /* Fixed width for cards */
    min-width: 350px;
    scroll-snap-align: start;
}

.blog-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
}

.blog-image {
    width: 100%;
    height: 220px;
    overflow: hidden;
}

.blog-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.5s ease;
}

.blog-card:hover .blog-image img {
    transform: scale(1.1);
}

.blog-content {
    padding: 25px;
    flex-grow: 1;
    display: flex;
    flex-direction: column;
}

.blog-category {
    font-size: 0.8rem;
    font-weight: 700;
    text-transform: uppercase;
    color: var(--secondary-color);
    margin-bottom: 12px;
    letter-spacing: 1px;
    display: block;
}

.blog-card h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem;
    margin-bottom: 15px;
    color: #333;
    line-height: 1.3;
}

.blog-card p {
    font-size: 1rem;
    color: #666;
    line-height: 1.6;
    margin-bottom: 20px;
    flex-grow: 1;
}

.read-more {
    font-weight: 600;
    color: var(--accent-blue);
    text-decoration: none;
    font-size: 0.95rem;
    transition: color 0.3s ease;
}

.read-more:hover {
    color: var(--secondary-color);
}

@media (max-width: 768px) {
    #blog-section {
        padding: 60px 0;
    }

    .blog-card {
        flex: 0 0 300px;
        min-width: 300px;
    }
}

@media (min-width: 769px) and (max-width: 1024px) {
    /* Maintain horizontal scroll on tablets too */
}

/* About Us Section */
#about-section {
    padding: 100px 0;
    background-color: #fff;
}

.about-wrapper {
    max-width: 900px;
    margin: 0 auto;
    text-align: center;
}

.about-content p {
    font-size: 1.2rem;
    line-height: 1.8;
    color: #555;
    margin-bottom: 50px;
}

.contact-details-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
    text-align: left;
    margin-top: 40px;
}

.detail-item {
    display: flex;
    gap: 15px;
    padding: 20px;
    background: #f8fbff;
    border-radius: 12px;
    border: 1px solid rgba(11, 76, 140, 0.05);
    transition: transform 0.3s ease;
}

.detail-item:hover {
    transform: translateY(-5px);
    background: #fff;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
}

.detail-icon {
    color: var(--secondary-color);
    flex-shrink: 0;
}

.detail-text strong {
    display: inline-block;
    font-size: 0.9rem;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: var(--secondary-color);
    margin-bottom: 0;
    margin-right: 5px;
}

.detail-text p {
    font-size: 0.95rem;
    line-height: 1.5;
    color: #444;
    margin: 0;
}

@media (max-width: 768px) {
    #about-section {
        padding: 60px 0;
    }

    .contact-details-grid {
        grid-template-columns: 1fr;
    }
}

/* Advisor Badges Alignment */
.advisor-badge-grid {
    display: flex;
    justify-content: center;
    gap: 1.5rem;
    margin-top: 2.5rem;
    flex-wrap: wrap;
}

.advisor-badge {
    display: flex;
    align-items: center;
    gap: 0.8rem;
    background-color: #f8fbff;
    padding: 0.8rem 1.2rem;
    border-radius: 8px;
    border: 1px solid rgba(11, 76, 140, 0.1);
    box-shadow: 0 2px 4px rgba(0, 0, 0, 0.03);
    transition: transform 0.3s ease;
}

.advisor-badge:hover {
    transform: translateY(-2px);
    box-shadow: 0 4px 8px rgba(0, 0, 0, 0.06);
}

/* Article Pages Styling */
.article-header {
    background: #fff;
    padding: 20px 0;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.article-header .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.back-link {
    display: flex;
    align-items: center;
    gap: 8px;
    color: var(--secondary-color);
    text-decoration: none;
    font-weight: 600;
    transition: transform 0.3s ease;
}

.back-link:hover {
    transform: translateX(-5px);
}

.article-content {
    padding: 80px 0;
    max-width: 800px;
    margin: 0 auto;
}

.article-category {
    color: var(--primary-color);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 2px;
    margin-bottom: 20px;
    display: block;
}

.article-title {
    font-family: 'Playfair Display', serif;
    font-size: 3rem;
    color: #333;
    margin-bottom: 30px;
    line-height: 1.2;
}

.article-intro {
    font-size: 1.25rem;
    line-height: 1.8;
    color: #555;
    margin-bottom: 50px;
}

.checklist-box {
    background: #f8fbff;
    padding: 40px;
    border-radius: 20px;
    border: 1px solid rgba(11, 76, 140, 0.1);
    margin: 40px 0;
}

.checklist-box h3 {
    margin-bottom: 25px;
    color: var(--secondary-color);
}

.checklist-items {
    list-style: none;
    padding: 0;
}

.checklist-items li {
    padding: 15px 0;
    border-bottom: 1px solid rgba(0, 0, 0, 0.05);
    display: flex;
    gap: 15px;
    align-items: flex-start;
}

.checklist-items li:last-child {
    border-bottom: none;
}

.check-icon {
    color: #28a745;
    flex-shrink: 0;
    margin-top: 3px;
}

.checklist-items strong {
    color: #333;
    display: block;
    margin-bottom: 5px;
}

.checklist-items p {
    margin: 0;
    font-size: 0.95rem;
    color: #666;
}

.article-cta {
    text-align: center;
    margin-top: 60px;
}

@media (max-width: 768px) {
    .article-title {
        font-size: 2rem;
    }

    .checklist-box {
        padding: 25px;
    }
}

/* Offline Advantage Section */
#offline-advantage {
    padding: 6rem 2rem;
    background: linear-gradient(135deg, #0c1e35 0%, #153255 100%);
    color: white;
    text-align: center;
}

#offline-advantage .section-title {
    color: white;
}

#offline-advantage .section-intro {
    max-width: 700px;
    margin: 0 auto 3rem;
    font-size: 1.1rem;
    color: rgba(255, 255, 255, 0.8);
    line-height: 1.6;
}

.advantage-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    max-width: 1200px;
    margin: 0 auto;
}

.advantage-card {
    background: rgba(255, 255, 255, 0.05);
    padding: 2.5rem 1.5rem;
    border-radius: 12px;
    border: 1px solid rgba(255, 255, 255, 0.1);
    transition: transform 0.3s ease, background 0.3s ease;
    display: flex;
    flex-direction: column;
    align-items: center;
}

.advantage-card:hover {
    transform: translateY(-5px);
    background: rgba(255, 255, 255, 0.1);
}

.advantage-icon {
    width: 60px;
    height: 60px;
    background: var(--secondary-color);
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    margin-bottom: 1.5rem;
    color: white;
    box-shadow: 0 4px 15px rgba(243, 111, 33, 0.3);
}

.advantage-card h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.35rem;
    margin-bottom: 1rem;
    color: white;
}

.advantage-card p {
    font-size: 0.95rem;
    color: rgba(255, 255, 255, 0.7);
    line-height: 1.5;
}

/* Responsiveness for Advantage Grid */
@media (max-width: 1024px) {
    .advantage-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .advantage-grid {
        grid-template-columns: 1fr;
    }

    #offline-advantage {
        padding: 4rem 1.5rem;
    }
}

/* Vision / Promise Section */
#vision-section {
    padding: 6rem 2rem;
    background-color: #fdfdfd;
    text-align: center;
    position: relative;
    border-top: 1px solid #eee;
    border-bottom: 1px solid #eee;
}

#vision-section::before {
    content: '';
    position: absolute;
    top: 2rem;
    left: 50%;
    transform: translateX(-50%);
    font-family: 'Playfair Display', serif;
    font-size: 8rem;
    color: rgba(243, 111, 33, 0.05);
    line-height: 0;
    pointer-events: none;
}

.vision-content {
    max-width: 900px;
    margin: 0 auto;
}

.vision-content p {
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem;
    font-style: italic;
    color: #444;
    line-height: 1.8;
    margin-bottom: 3rem;
}

.signatures {
    display: flex;
    justify-content: center;
    gap: 4rem;
}

.signature-block {
    display: flex;
    flex-direction: column;
    align-items: center;
}

.sign-name {
    font-family: 'Playfair Display', serif;
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary-color);
}

.sign-title {
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: var(--secondary-color);
    margin-top: 0.25rem;
}

@media (max-width: 768px) {
    #vision-section {
        padding: 4rem 1.5rem;
    }

    .vision-content p {
        font-size: 1.2rem;
    }

    .signatures {
        flex-direction: column;
        gap: 2rem;
    }
}

/* Why SwasthiyaSure Grid */
.features-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.feature-card {
    background: white;
    padding: 2.5rem 1.5rem;
    border-radius: 12px;
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.04);
    text-align: center;
    border: 1px solid rgba(0, 0, 0, 0.03);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.feature-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 15px 30px rgba(0, 0, 0, 0.08);
}

.feature-icon {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #fff5f0, #fffcf9);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem auto;
    color: var(--secondary-color);
    box-shadow: 0 4px 10px rgba(243, 111, 33, 0.1);
}

.feature-card h4 {
    margin-bottom: 0.75rem;
    font-size: 1.25rem;
    color: var(--primary-color);
    font-weight: 600;
}

.feature-card p {
    color: #555;
    font-size: 0.95rem;
    line-height: 1.6;
}

@media (max-width: 900px) {
    .features-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .features-grid {
        grid-template-columns: 1fr;
    }
}

/* Verified Badge Styling */
.verified-badge {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    font-size: 0.7rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    padding: 4px 10px;
    border-radius: 20px;
    background: rgba(0, 0, 0, 0.06);
    color: #444;
    margin-top: 8px;
    border: 1px solid rgba(0, 0, 0, 0.05);
}

.verified-badge svg {
    color: var(--secondary-color);
}

/* Verified Badge Styling */
.verified-badge {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    font-size: 0.7rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    padding: 6px 12px;
    border-radius: 20px;
    background: rgba(0, 0, 0, 0.04);
    color: #555;
    margin-top: 10px;
    border: 1px solid rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
}

.verified-badge svg {
    color: var(--secondary-color);
}

.verified-badge:hover {
    background: white;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
    transform: translateY(-2px);
}

/* NRI Section Styling */
#nri-section {
    padding: 6rem 0;
    background: linear-gradient(135deg, #f0f9ff 0%, #e6f3ff 100%);
    text-align: center;
}

.nri-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.nri-card {
    background: white;
    padding: 2.5rem 2rem;
    border-radius: 12px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
    border-top: 4px solid transparent;
    transition: transform 0.3s ease;
}

.nri-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.nri-card.highlight-card {
    border-top: 4px solid var(--secondary-color);
    background: #fffcf9;
}

.nri-icon {
    width: 64px;
    height: 64px;
    background: rgba(11, 76, 140, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem auto;
    color: var(--accent-blue);
}

.highlight-card .nri-icon {
    background: rgba(243, 111, 33, 0.1);
    color: var(--secondary-color);
}

.nri-card h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.4rem;
    margin-bottom: 0.8rem;
    color: var(--primary-color);
}

.nri-card p {
    color: #555;
    line-height: 1.6;
}

.nri-cta {
    margin-top: 3rem;
}

@media(max-width: 1100px) {
    .nri-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media(max-width: 600px) {
    .nri-grid {
        grid-template-columns: 1fr;
    }
}

/* GST Banner */
#gst-banner {
    background: var(--primary-color);
    color: white;
    padding: 0.8rem 0;
    text-align: center;
    font-size: 0.95rem;
    position: relative;
    z-index: 10;
}

#gst-banner .container {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 1rem;
    flex-wrap: wrap;
}

.banner-icon {
    font-size: 1.2rem;
}

#gst-banner .highlight {
    color: #ffd700;
    font-weight: 700;
}

.banner-link {
    color: white;
    text-decoration: underline;
    font-weight: 600;
    margin-left: 0.5rem;
    transition: opacity 0.3s;
}

.banner-link:hover {
    opacity: 0.8;
}

/* GST Alert Section */
#gst-alert-section {
    padding: 2rem 0;
    background: white;
}

.alert-box {
    background: linear-gradient(135deg, #fffbf0 0%, #fff 100%);
    border: 2px solid #F36F21;
    border-radius: 12px;
    padding: 2rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 2rem;
    box-shadow: 0 10px 30px rgba(243, 111, 33, 0.15);
    position: relative;
    overflow: hidden;
}

.alert-content {
    flex: 1;
}

.alert-badge {
    display: inline-block;
    background: #e53935;
    color: white;
    font-size: 0.75rem;
    font-weight: 700;
    padding: 4px 8px;
    border-radius: 4px;
    margin-bottom: 0.8rem;
    letter-spacing: 0.5px;
}

.alert-content h2 {
    font-family: 'Playfair Display', serif;
    font-size: 2.2rem;
    color: var(--text-dark);
    margin-bottom: 0.5rem;
    line-height: 1.1;
}

.big-zero {
    color: #F36F21;
    font-weight: 800;
    font-size: 2.8rem;
}

.alert-sub {
    font-size: 1.1rem;
    color: #555;
}

.alert-action {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 1rem;
    min-width: 200px;
}

.savings-tag {
    display: flex;
    align-items: center;
    gap: 8px;
    font-weight: 700;
    color: #2e7d32;
    font-size: 1.1rem;
}

.small-btn {
    padding: 0.8rem 1.5rem;
    font-size: 1rem;
}

@media(max-width: 768px) {
    .alert-box {
        flex-direction: column;
        text-align: center;
        padding: 1.5rem;
    }

    .alert-action {
        width: 100%;
    }
}

/* Provider Offers Styling */
.provider-offers {
    margin-top: 4rem;
    text-align: left;
}

.subsection-title {
    font-family: 'Playfair Display', serif;
    font-size: 1.8rem;
    color: var(--primary-color);
    margin-bottom: 2rem;
    text-align: center;
}

.offers-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
}

.offer-card {
    background: white;
    border-radius: 12px;
    padding: 2rem;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.06);
    border-left: 5px solid #ccc;
    transition: transform 0.3s ease;
}

.offer-card:hover {
    transform: translateY(-5px);
}

.icici-offer {
    border-left-color: var(--icici-primary);
}

.hdfc-offer {
    border-left-color: #E21717;
}

.offer-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1.5rem;
    border-bottom: 1px solid #eee;
    padding-bottom: 1rem;
}

.provider-name {
    font-weight: 700;
    font-size: 1.2rem;
    color: #333;
}

.offer-tag {
    background: #e8f5e9;
    color: #2e7d32;
    padding: 4px 8px;
    border-radius: 4px;
    font-size: 0.85rem;
    font-weight: 600;
}

.offer-list {
    list-style: none;
    padding: 0;
}

.offer-list li {
    margin-bottom: 0.8rem;
    padding-left: 1.5rem;
    position: relative;
    color: #555;
    font-size: 0.95rem;
}

.offer-list li::before {
    content: '';
    position: absolute;
    left: 0;
    color: var(--secondary-color);
    font-weight: bold;
}

@media(max-width: 768px) {
    .offers-grid {
        grid-template-columns: 1fr;
    }
}