Personal Insurance Promise.
Expert health insurance guidance for Kerala families & NRIs. We secure your coverage and fight for your claims.
Our Claim Promise
We don’t just help you choose a policy — we personally assist you during claims when it matters most.
Authorized Premium Partners
Don't let distance compromise your family’s care. Secure your loved ones with expert Indian health insurance and bypass the 18% GST legally with your NRE/NRO status.
While you work abroad, we stand as the local family at the hospital. We personally manage claims so your parents never face insurance hurdles alone.
Access our direct line whenever there’s an emergency in Kerala. We bridge the gap between hospital desk and insurer in real-time.
Secure the highest-rated Indian policies at a fraction of international premiums, specifically optimized for Kerala’s hospital networks.
Premiums are now FLAT 18% CHEAPER — Secure this before your next renewal.
*GST exemption applies to base health insurance premiums as per government notification
Serving Kannur & Payyannur
Guaranteed Reply Time
Certified Insurance Advisor
No Hidden Charges
Ensure access to top-tier hospital networks and cashless treatments by selecting a premium provider, guaranteeing peace of mind during medical emergencies.
Choose a premium insurer for superior roadside assistance and zero-depreciation covers, ensuring your vehicle stays protected on every journey.
Secure your lifelong investment with accurate valuations and swift compensation from high-end providers, safeguarding your home against unforeseen events.
Travel with confidence knowing expert medical assistance and global support are always available from a premium insurance partner, anywhere in the world.
Get expert guidance from licensed professionals � completely free, with no obligations
Get instant AI analysis of your current coverage with personalized insights, gap detection, and expert recommendations - completely free!
Talk to our licensed advisors about your needs. No sales pitch, just honest advice tailored to your situation
Get transparent comparisons from HDFC ERGO and ICICI Lombard with no hidden charges or commissions disclosed upfront
From policy purchase to claim settlement, we're your dedicated partner. Not just agents, but your insurance advisors for life
Learn MoreWe believe insurance is about building lasting relationships, not one-time transactions. Our licensed advisors are here to guide you from your first policy to every claim you make � because protecting your family's future is what we do best.
Your journey to comprehensive insurance coverage in four simple steps
Tell us about your family, health status, and coverage requirements through a quick consultation
Our licensed advisors analyze your profile and identify the most suitable policies from our partners
Receive transparent quotes with detailed explanations of coverage, exclusions, and benefits
Complete paperwork with our guidance and activate your coverage with ongoing support for claims
Get answers to common insurance questions
Both ICICI Lombard and HDFC ERGO are premium general insurance providers in India. ICICI Lombard is known for its extensive network and quick claim settlements, while HDFC ERGO offers comprehensive coverage options and excellent customer service. We work with both to provide you the best policy based on your specific needs, budget, and coverage requirements.
No, our consultation is completely FREE! We don't charge any consultation fees, advisory fees, or hidden charges. Our service is commission-based from the insurance providers, meaning you get expert advice at no cost. We believe in transparent, customer-first service.
Health insurance premiums vary based on several factors: age, sum insured, family size, existing medical conditions, and coverage features. As a rough guide:
Contact us for personalized quotes based on your requirements.
Yes! Policy portability is your right under IRDAI regulations. You can switch insurers while retaining your accumulated No Claim Bonus (NCB) and waiting period benefits. The process typically takes 45-60 days. We handle the entire portability process for you, ensuring a smooth transition with no coverage gaps.
For most policies:
We expedite the process and keep you updated at every step.
Basic documents required:
We'll guide you through the exact requirements for your specific policy.
Yes! We specialize in NRI insurance services. As an NRI, you can benefit from:
We make the entire process seamless from anywhere in the world.
Claim settlement is where we truly add value:
Our support doesn't end at policy sale we're with you during claims when you need us most.
Yes, most policies allow modifications:
We handle all policy modifications and ensure proper documentation.
Our Know Your Policy tool is a FREE, comprehensive analysis of your existing insurance policy:
Takes only 2 minutes to complete. Start your free audit now
At SwasthiyaSure, we are dedicated to providing premium insurance advisory services tailored to your unique needs. Our team of certified professionals ensures that you receive the best protection and peace of mind through our trusted partnerships with industry leaders.
Swasthyasure, Edat, Payyannur,
Kannur, Kerala - 670327
Direct Helpline: +91 99613 44155
Landline: 0497 299 5661
Official Email: support@swasthyasure.com
Mon - Sat: 9:00 AM - 6:00 PM
Certified experts dedicated to securing your family's future with honest, personalized guidance and end-to-end support.
Insurance Advisor
"We personally help you during claims"
Insurance Advisor
"We personally help you during claims"
We collaborate with India's most trusted and leading insurance providers to bring you the best coverage options.
One of India's leading general insurance companies, HDFC ERGO offers comprehensive coverage for health, motor, travel, and more. Known for innovative products and exceptional customer service.
A pioneer in the Indian insurance industry, ICICI Lombard provides innovative and customer-centric insurance solutions. Trusted by millions for reliable protection and seamless digital experience.
SwasthiyaSure connects you with authorized insurance advisors representing HDFC ERGO and ICICI Lombard. Surabhi E and Ragesh K are individual licensed insurance advisors authorized to sell products from these respective companies. All policies are subject to terms and conditions of the respective insurance companies. SwasthiyaSure is not a direct agent or corporate partner of these insurers. Please refer to official policy documents and brochures for complete details before making any purchase decision.
"We believe that insurance is not just a financial transaction, but a lifelong commitment to your family's security. In a world of automated algorithms, we remain steadfast in our promise to provide human, empathetic, and expert guidance at every step of your journey. When you choose us, you don't just buy a policy; you gain a partner who stands by you."
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