Asset Protection
Motor Insurance Planning & Advisory
Protecting your vehicle requires more than statutory third-party compliance. We guide vehicle owners through add-on riders that eliminate out-of-pocket repair costs during accidental damage.
Essential Motor Add-On Covers
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Zero Depreciation (Bumper-to-Bumper): Insures 100% of plastic, rubber, metal, and glass replacement costs without standard depreciation deductions.
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Engine & Gearbox Protection: Critical cover in high-monsoon regions like Kerala against hydrostatic lock and water ingress during flooding.
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Return to Invoice (RTI): Bridges the gap between depreciated Insured Declared Value (IDV) and the vehicle's original ex-showroom price in case of total loss or theft.
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NCB Retention Protect: Retain your accumulated No Claim Bonus discount (up to 50%) even if you register a claim during the policy tenure.
Review Your Vehicle Policy Before Renewal
Compare comprehensive terms from ICICI Lombard and HDFC ERGO with authorized advisor guidance.
Request Motor Insurance Review